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Egg Loan PPI - Can I reclaim from loan taken out 7 years ago?


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In light of whats happening with PPI claims - I believe i was mis sold PPI as wasnt given all the options available when took loan online - The loan was in 2004, which is just outside of the 6 years.

 

Can I still claim this back?

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Hi stush

 

Yes you can claim beyond the 6 year period providing it's been mis-sold, Limitation Act 1980.

Have a read of number (2) and (3) in my signature.

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6 years begins form the date that you became aware of the mis-selling.

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yes i believe it was mis sold as I would get upto 6 months full pay and then 6 months half pay BUT when taking the loan out online you dont get the chane to choose a defferment period - therefore it automatically sets it to 30 days which is the expensivest, but if you take the loan over the telephone you can take 30 days, 90 days or 180 days defferment period - 180 days being cheaper.

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