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"claiming" our credit ratings back?

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If those of us who are claiming interest back (aswell as our charges) based on only incurring such interest because of being pushed into the red by our own banks' unlawful charges in the first place... then is it possible suggest that our credit ratings have also only been negatively and falsely affected by such charges too? If so would there be any way that we could stipulate in our settlement terms that our credit scores are ammended also?


I know that there are details of removing default notices in some of the template letters but what for those of us who dont have default notices but have terrible credit scores because of all this?


Any thoughts?

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unfortunately its quite complicated due to it not being controlled entirely from the bank, they can affect your credit file by saying that you owe them money, even if they decided to amend the file, the other agencies who reference from it would already have a seperate profile of you and so on, in any case even if the slate was wiped clean today it could be up to a year until you would see any benefit, and in some cases even longer

HSBC- £4995, settled payment in full

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