Jump to content


HELP! Scottish bank, but liive in England


theboyneil
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6432 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi - can someone help me out with some advice PLEASE!!

 

i'm Scottish, and have banked with the Bank of Scotland since i was 16 (27 years old now), but 4 years ago i moved to England and have lived down south ever since.

I recently started the process to reclaim my bank charges - started by sending a letter to head office for the last 6yrs of my statements - which i received. From these i calculated that i had paid approx £3010 over the last 6yrs - so i sent a letter to the bank last week saying i would be wanting these charges back - and habe sice received a letter saying they are looking into this matter and will be getting back to me.

 

ok so far - BUT...... i've been told by a few friends that because its a Scottish bank and i'm Scottish - that i can only claim charges for the last 5years and that under scottish law i can only claim up to £750 in small claims?!

 

Can someone please clarify this for me before i proceed with any court action - i'm SO confused!

Can i only claim back 5 years? can i only claim £750? and IF i try to take the bank to court - do i apply to the Scottish or English court system?! i will probably be living and working in england for the rest of my working life.

 

any information would be greatly, greatly appreciated!

Link to post
Share on other sites

Guest BlueRuby

As far as I'm aware - and if I'm wrong someone will surely correct me! - you are living in England so you are under English law. It doesn't matter that you're Scottish, you're resident in England. So the limit in the Small Claims is £5000 and you can go back 6 years, hooray :D Make sure you send your letters to the bank's English address which I think is Halifax, Yorks. Good luck.

Link to post
Share on other sites

As far as I'm aware - and if I'm wrong someone will surely correct me! - you are living in England so you are under English law. It doesn't matter that you're Scottish, you're resident in England. So the limit in the Small Claims is £5000 and you can go back 6 years, hooray :D Make sure you send your letters to the bank's English address which I think is Halifax, Yorks. Good luck.

 

Spot on!

** I AM NOT A LAWYER, PLEASE CONSULT A QUALIFIED PROFESSIONAL IF YOU ARE IN ANY DOUBT **

 

I have successfully claimed against: "MBNA, Capital One, Bank of Scotland & Clydesdale Bank"

 

The Consumer Action Group is a Self-Help website, Moderators & Site Helpers offer advice on a voluntary basis. Please spend time reading the FAQ's, and other cases relating to your bank before starting your own claim

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...