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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Eviction Notice for 13th November, Suspended repo Order EVICTION CANCELLED


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morganalfie

 

You are in good hands now. Follow the advice from Ell-enn, who has helped many people in the same situation :)

Dont forget that you will need 3 copies (1 for you and 2 for the court) of the N244 and the attachments like the letter from the Council. There will be a fee of £35 that you will need to pay.

 

Good Luck, we are all with you.

Regards

 

on*the*case

 

Never Give Up! Never Surrender!

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Hi there, sorry for delay I had someone waiting to see me when I got to work this morning which took longer than I thought!

 

I'm just writing your statement now........

 

Back in a few mins

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This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Hi there, OK affixed is the statement. You will need to fill in the info where there are XXX's (remove the XX's). When you print out the statement make sure that your printer is set for A4 paper (not Letter size).

 

These are the instructions for completing the rest of the N244:

 

1. Your name

2. Tick Defendant

3. Cancellation of eviction warrant

4. No

5. Tick at a hearing

6. 15 minutes

Agreed by all parties: No

7. Write - Not applicable

8. District

9. Both Parties

10. Tick box for attached witness statement

Cross out all options except I Believe

Sign and cross out all options except Applicant

11. Sign and cross out all options except Applicant. Enter your address and contact details.

 

On your budget sheet write the Claim number on the top left hand corner and Appendix 1 on the top right hand corner.

 

Do the same on the letter regarding the MRS but it will be Appendix 2.

 

You should now have:

 

N244 form

Statement

Budget Sheet - Appendix 1

Letter re MRS - Appendix 2

 

This forms your application pack for court. You will need to take a copy of everything before you take it to the court.

You will need to pay £35.00 fee to the court (in cash).

 

Any questions, just shout.

 

Ell

Morganalfie N244 Statement.doc

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Hi there, yes - staple everything together (after you have taken a copy of it for yourself). The court will send a copy to Abbey.

 

When you have a hearing date post on here. You can then take an up to date statement to court to give to the judge - you can affix the proof of the payment you are making today and take the receipt for the boiler repair too in case they want to see it. You might also have more information regarding the MRS which we can include.

 

There's no need to send in payslips at this stage - you can always take one with you on the day of the hearing and produce it if need be (they don't usually ask for that).

 

When you take the form to the court today, they will give you a hearing date there and then.

 

Ell

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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ok just onto abbey and paid some money, ive been told they want the full arrears of £1800 to stop the eviction. Also told them about the mrs, and was told that would very likely put a hold on things ???? But that was from the call centre person, and seriously never trust anyone who answers a phone

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Morning!!! So pleased that you are getting everything in order, I really dont think you have too much to worry about. There are so many things you have going in your favor the MRS for a start!!!! It's not like your arrears are that high really just sounds like Abbey being stroppy;)

 

You have made a payment now, like Ell said showing your committment. Your doing everything right, listen to Ell, she knows what she is talking about keeping everything crossed and wish you well:)

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Hi there, did you find the statement from Abbey? do you think the £1800 includes any arrears charges. If you can't find it then ring them up and ask for an up to date statement to be sent out to you today first class.

 

Ell

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Hi Ell, just got bak in court is monday at 10.15.

 

The 1800.00 doesnt inc charges, they go to the end of the term, the litigation dept have just told me. I had to phone another dept for statement and have requested on, but it takes 5 working days

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OK, are you on internet banking? if so can you print off proof of the payment you made today?

 

Also, did you get the letter re the MRS? what is the next stage of that?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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I am on internet banking, but i can make immediate payments like that, i paid over the phone. But I got a reciept number. I did ask them to send me an email, to confirm payment. But the lit dept told me they dont send out reciepts like that. So gave me a reciept number instead.

 

I got my letter from the council, I got my letter which stated I have an appointment for the 20th November. Whereby someone will visit me at home, to assess me.

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Hi, the payment will show up on your account if you made it by debit card. You need to print off today's transactions to prove to the court it has been made.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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....... What if the judge, agrees with the abbey and evicts me. Is there anything i can do then.

 

Dont torment yourself with the 'what ifs'.

Gather your strength for Monday at 10.15.

Its all looking very positive.:)

Regards

 

on*the*case

 

Never Give Up! Never Surrender!

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Thats the spirit.

..and yes you will have some dark thoughts over the weekend, just banish them, put them out of your mind, you are going to be fine.

...and on Monday you will be very nervous, use that energy and be focussed.:)

Regards

 

on*the*case

 

Never Give Up! Never Surrender!

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Keep posting on here over the weekend and you'll get lots of support :)

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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That was hard, really hard. Got the suspension.

 

But I had to work for it. The judge defo did not pull any punches.

 

And Seriously dont believe he took really into account the mrs,

 

He wanted to know about my earnings.

 

He has put me on a last chance, so if it happens again. I go straight before him. And he WILL evict me.

 

Seriously, I dont feel relieved just sick, tired and fed up.

 

He even asked me where my husband was. So obviously did not read any of the attached statements, budget sheets, or the letter from the council.

 

Thank you so much ell for ur help, will make a donation when i get paid.

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And also to everyone else for your support.

 

My laptop has broke as well over the weekend, so that has to go in for repair. So may not get chance to log on much in next couple of days.

In an Internet cafe now posting this. For all the world to see my business. Just wanted to tell you all the outcome as soon as I could

 

On the case will be rooting for you and thinking of you this week.

 

Dodgy your a star as well.

 

xxx

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That is great news, and very well done.

 

See you can fight back:) Gather your strength, get your laptop sorted out and keep logging on to here. The next step is to establish what charges have/will be added to your account..and challenge them!.

 

A really good result, I am very pleased for you.

Regards

 

on*the*case

 

Never Give Up! Never Surrender!

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