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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hoogie32 v Clydesdale Bank (Yorkshire) ***WON***


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Hi Carra

 

Yes I am in England. I think you may need to use the Scottish court though, i dont think they can be crossed over.

 

A moderator may correct me on this.

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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HI Hoogie, keep at them. I'm figting Clydesdale on behalf of my mum, we received a settlement offer on 16 Dec for half the amount (£405.50) we're chasing (£988.08). What I want to do is to reply saying thanks but no thanks we're taking you for the full amt (+ 8% stat), but as my mum liv es in Scotland & I live in England (Yorkshire) I'd like to make a claim through the English courts as if the Clydesdale DO decide to defend at least I can get there & I don't want mym mum having the hassle of going to her local court in Scotland. So I intend advising the bank that my mum is n ominating me as her legal rep. Can I do this so that I can make the claim in England?

 

West Yorks Red

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Well as Thailand received today - incidentally - same Branch in Blackpool.

 

Without Prejudice save as to costs

 

We refer to your claim you have raised at Blackpool County Court where we have issued an allocation questionnaire.

 

Our defence made it clear to the court that firstly, the charges have been levied in accordance with the terms and conditions of the account which you accepted when you opened the account. Secondly, that the charges have been levied as a result of your failure to adhere to the limits in place on your account and are therefore for the SERVICE provided by the bank in extending facilities to you. Thirdly, that the charges levied are a genuine pre-estimate of the cost incurred by the bank given the time and resources that are required to deal with such actions by customers. The charges are for the SERVICE the bank has provided to you in extending facilities to you.

 

Your assertion that the charges are a penalty and therefore unenforcable is misconcived; the law of penalties is only an issue in relation to breach of contract. You have not breached your contract with the bank as the terms and conditions provide for the event that you exceed your limit on your account.

 

HOWEVER, the costs of defending this claim will quickly become disproportionate to the sum claimed. For this reason only the Bank is prepared to make the following offer you

 

1) £1920.00 ; and

 

2) £220.00 Court Costs

 

This offer is in full and final settlement. Any liability for tax on the interest awarded is included within the sum offered, and you are obliged to account to HMRC direct for any tax due.

 

In all circumstances the Bank believes the offer to be fair. If you wish to accept please sign and return the enclosed duplicate of this letter, and the Notice of discontinuance which the bank will hold as undelivered until payment of settlement sum has been made to you. Thereafter the Bank will lodge the Notice with the Court.

 

You should take independant legal advice or contact the your local Citizens Advice Bureau if you are unclear on any of the tyerms of this letter ( Its OK I can understand B*ll*cks when I read it)

 

This letter is written only in an attempt to resolve this case without the need to incur further court time. It is therefore without prejudice to the Banks whole rights and pleas and may not be refered to without the banks written consent. Please note however, that should this offer not be accepted by you, the Bank will refer the Court this letter when deciding the costs to be awarded in the case. Your attention is drawn to the comments in this regard in leaflet EX307 issued by Her Majesty's Court Service (entitled 'The Small Claims Track')

 

PP, some clown.

 

 

Ok my claim was for £3668.47 inc Interest.

 

Thats £2672.19 plus interest.

 

So how the hell can YB offer Thailand full plus costs without 8%, then offer me £800 quid less + costs and no interest.

 

What the hell is going on with this bunch of absoloute idiots.

 

Craig

 

Very Very Angry:mad:

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Hi Hoogie, now I see yours I think they must have cocked up on Thailand’s offer and got their sums wrong again, obviously YB lawyers are not issued with calculators.

Regards Moss

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So how the hell can YB offer Thailand full plus costs without 8%, then offer me £800 quid less + costs and no interest.

 

Because they have no notion of whats going on, they are (IMO) too busy trying to thwart action, they actually forget what the claim is for in the first place. Proof for the 1,000,000th time these outfits rely on templated correspondance to back up thier duplicity. YB actually offered my mum approx £150 more than the claim, there is something wrong with my figures and i'll update when I get home....

 

 

Still mad :mad: , but smiling at these jokers:D

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So Thailand. What are you going to do?

 

You rejecting in full, or accepting and claiming the rest

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Rejecting in full, as they are overpaying mum is tempted but it would still be around £700 short, we can wait a few more months as that would pay off her overdraft. I don't personally think accepting and pursuing the remainder is an option.

 

What are you choosing hoogs?

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Im going to reject. I want my money back, so they can stick this offer up their arse to be honest, I am prepared to go all the way if thats what needed.

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Thoughts? - This is getting faxed and also sent Recorded Delivery.

 

YOUR OFFER OF SETTLEMENT

 

Account: ********

Sort Code ********

Claim No: 6QZ72229 in Blackpool County Court

 

 

Thank you for your recent letter dated 9th January, offering £2140.00. I must inform you that I do not find this offer acceptable.

 

As outlined in my earlier correspondence I explained that the charges you have applied to my account are contrary to the Unfair Terms in Consumer Contracts Regulations 1999. Further or in the alternative, I believed that your charges are a Penalty. Penalty charges are irrecoverable at common law.

 

As you know i have filed with the county courts, and as a subsequence interest pursuant to S69 of the County Courts Act 1984 at the rate of 8% per annum, has been added to the original amount bringing the sum claimed to £3788.47 (inc. Court Costs)

 

I would be willing to withdraw my claim upon receipt of an unconditional full settlement of my claim and will notify the court accordingly at that time, and to stop any further costs being incurred it is in your best interest to refund in full the revised balance forthwith. This letter has been forwarded to you via post as well.

 

Yours Sincerley

 

 

Now the costs were 3688.47 so Ive added the 100 quid to switch it to Blackpool County Court, - Thats right isnt it.

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Faxed and Sent recorded delivery also.

 

Oh well, ding ding Round 7

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Well I hope so.

 

Im still trying to figure out how they come to offering me that figure.

 

:???:

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Good Point I suppose - The account is closed anyway, but changed just in case. - You sent yours back?

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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I don't think there's any system in how much they offer thy just look at what you wouldn't accept last time, think of a figure at stick it in a template letter and send it of and they must be under pressure in a hurry because they offered Thailand more than the claim. :rolleyes:

regards Moss

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Well Well

 

After faxing and sending a rejection to the lovely Clydesdale, todays post brings the following.

 

Notice of Allocation to the Small Claims Track (Hearing)

 

District Judge ****** has considered the statements of case and allocation questionnaire filed and allocated the claim to the Small Claims Track.

 

Before tge claim is listed for hearing, the Judge has ordered that a Preliminary hearing should take place because :

 

Special Directions are needed in this claim to prepare for the final hearing which the judge would prefer to explain to you in person.

 

The prelim hearing will take place at **.** on the * March 2007 at Blackpool County Court.

 

So the question is -- Even though Ive just sent off a rejection, which will get there before Clydesdale get a copy of this hearing, do I just sit tight and wait.

 

It also says I should deliver to every other party and to the court office, copies of ALL documents no later than 14 days before the hearing. Is this meaning I have to send the court ALL documents again? and also do I have to send Clydesdale these documents also.

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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"Well", "Well", Indeed Hoogie.

Sounds to me that the Judge wants you both to send off your court bundles, i.e. all doc's that you will be relying on at trial. then get you both there to give directions, i suspect this is because the court have had enough with the banks defending and never turning up and the judge wants to have a word in person, it would be interesting but i bet the bank will pay you out to avoid this.

 

Regards Moss

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Cool - So its just copies of all documents I send to the Court then? Dont have to send it Clydesdale do I - Ive looked in the claiming bank charges guide and cant see anything about sending the bank copies.

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Hoogie i think you will need to do 3 sets of your court bundle, send one to the court and one to YB. As there is a lot to print and copy i wouldn't do them just yet as you have a few weeks before they have to be in and YB might settle rather than do a court bundle to send to you, you can download the basic bundle here, there is a list of all doc's that you will need to add to the bundle.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

then just make sure you have everything ready and plenty of ink and paper. Also you might want to copy the Peter McNamara interview on CD which if you do you will have to inform the court that you will be producing a CD as evidence. I still think they will pay up rather than do this.

 

Regards Moss

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