#repossessions : Northern rock Repossession Eviction Date

[slj1980]

Hi, i don't know if I need to mention in my statment why we got in arrears in the first place? If so, me and my partner seperated for a while. Then he was off work after having surgery and not getting paid from work. Also, I dont know if it needs to be mentioned but i have recently got a pay rise, I am also now getting bonuses each quarter which can help towards my arrears. I'm paniking now - can you tell??!

[slj1980]

Also, I did write to northern rock with my proposed offer, an I & E sheet and my recent wage slips and my partners and I never heard anything back from them at all.

[Ell-enn]

Did you send the letter by recorded delivery? do you have a copy of the letter ?

[slj1980]

Hi, i have a copy of the letter, I didn't send it recorded delivery no.

[Ell-enn]

OK, do you have time to print the statement if I make a change to it?

[slj1980]

Hi, yes I dont finish work till 6 so can print it off here. Just a quick question, on my statment form where I need to enter the amount I can pay towards my arrears, I currently pay an extra £130 on top of my normal payment, so can pay an extra £100 on top of that. So shall I put it as £230? Thanks

[Ell-enn]

What did you offer to pay in the letter you sent them?

 

Corrected statement affixed. The copy letter will now be appendix 2 and the budget sheet appendix 3.

Slj statement.doc

[slj1980]

I offered to pay an extra £100 on top of the £130 I pay now

[Ell-enn]

That's what you should put in the statement then. Are you sure you can afford that?

[slj1980]

Well on my I & E, after taken out the extra £130 I currently pay - it says I have £147 left? God knows how. I would probably struggle, I just wanted to offer a reasonable amount?

[slj1980]

I can go on line tonight and talk to you, also, if I need to change anything in my statement/ I & E I can go to the libary tomorrow and use the printer there. Thankyou xx

[Ell-enn]

OK. Catch up with you later this evening.

[slj1980]

Hi. thanks. will the judge not just look at what i have left which i have it as £147 after paying an extra £130 already. i don't know what to offer now.

[Ell-enn]

The only option is to say that you felt pressured by the Claimant to offer a larger sum than you could really afford in the hope they would stop eviction. What have you cut back on in the budget sheet to allow for this £147 surplus ?

[slj1980]

ok i can say that if they ask. it looks like i have included everything on the budget. but i know i don't have that left over. we buy beer nearly every night and go out once a week but i can't exactly put that down! lol. xx

[slj1980]

Morning. i am just on my way to the library to change the amount on my statement So i can print it off and then go to the court.

[slj1980]

hi. i have a new hearing date for 10th may at 10am. this is only an hour before my eviction date and time. they said that was the only date and time they had.

[Ell-enn]

Don't worry - the bailiff's office will be informed that you have a hearing that morning and they would have to wait for the outcome of the hearing.

[slj1980]

what if it is bad news. it will give me no time to sort anything out. i can't stop crying.

[Ell-enn]

I doubt very much if a judge would order eviction on the same day as the hearing. Do you have any children living at home?

[slj1980]

No we have no children we have a dog!

[slj1980]

Hi. i am just wondering if there is anything i need to do before tomorrow or at the court. my hearing is at 10 and eviction at 11. do you think this will happen? i can make an extra payment today of 200, do you think this will help any? thank you.

[Ell-enn]

Hi any payments you make will strengthen your case. You will need to take proof along to the hearing.

[slj1980]

ok thanks i will. I have just paid it now.my hearing must be the 1st one at 10 as that is when it opens. i feel sick

[subseascott]

Just read your thread, good luck tomorrow!!