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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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badly need a payday loan, on benefits


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hello there, this looks to be an excellent and informitive forum

 

id hate to make my first post a question but i urgently need advice

 

I have had several payday loans in the past and have a bad credit history

 

I realise i need to get this sorted out but right now i badly need a quick loan of £80

 

I dont care about the APR, im on job seekers allowance. I cant get from providential or several other companies. I also cant get a crisis loan justnow

 

any advice would be greatly appreciated

 

thanks allot

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Hi jimmy

 

Welcome to CAG

The guys will advise as soon as they are available.

 

Have you considered applying for a Crisis loan

 

hello thanks for the reply

 

i cant get a crisis loan at the moment, im at the stage they make you go into job center for 1 to 1 interview where they are very strict and need a very good reason for them to give you anything and dont accept any reasons you have given in the past which is the case here

 

I need a quick £80 loan regardless of apr, ideally id like to pay over 2 months and would be willing to have it come straight off my JSA if i supplied NI number if atall possible

 

any suggestions would be great

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Postggi is right - you should stay well away from them. In any case they will only lend if you have a job and earn more than a certain amount each month.

 

You don't need to answer this, but what is the £80 needed for? perhaps we could suggest another way around your problem.

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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i need to get my ring out the pawn shop. Im in tha much debt another 150 odd isnt going to make much differance. is there anywhere atall who would lend me the money? i dont mind even paying double back im that desperate

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