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    • do you know the claimant and the details that are in the particulars of claim? when did you take the card out? and when did you last pay/use the card?  
    • Hi everyone,   First time poster - just found this great resource!  Just looking for a bit of help and advice really.   My situation is as follows:  I moved from UK to UAE back in 2016. I thought I had cleared everything up before I left, but there's always something to come and bite you. I have an unpaid debt for a credit card, totalling just over £800. In May 2019 the company got a CCJ against me for the unpaid debt.    I returned to the UK in June last year, and moved into rented accommodation - nothing was said at the time about a CCJ against me from the rental company.  Now. a year later, and I am looking to move from my current accommodation (moving from city to country) and I was told about a week ago that I couldn't rent the house I wanted because of the CCJ.  This is the first time I was aware of its presence.  In the last year, it hasn't stopped me renting my first house, getting a new credit card, or leasing a new car, and I have never been as much as a day late with my rent.   From what I have read so far, I have grounds to ask for the CCJ to be removed in that a) I was out of the country b)never received any sort of notice of this and c) had no chance to enter a defence against the CCJ.   I don't dispute the debt, and am able to pay it in full - but if I do so the CCJ will still remain on my file and be seen by other prospective landlords, so I really need to get it removed.   Does anyone know if this is possible?   Thanks all, Steve    
    • The world's richest man will reportedly set sail next month on one of the largest superyachts ever built. View the full article
    • The Hyundai dealership has been trying to fix it since 2017, they continued to work on the vehicle after the 5 year period ended, at no cost to the customer. Which suggests they accept the original warranty claim is still ongoing.    I am taking the vehicle to a different independent garage for an examination and they are prepared to provide a report for a fixed fee that may be relied upon in court. This is a well-regarded and long-established local business. I have the utmost faith in whatever they conclude.   At this stage the dealership is being very quiet, since I asked them to provide me with their discussions with Hyundai's technical department, to understand how they tried to resolve this. During the warranty period, they became fixated on a single component of the braking system and did not seem to see the bigger picture.   Hyundai UK initially claimed the warranty had expired and helpfully pointed out the expiry date of the 5-year warranty, but when I pointed out the claim was still ongoing and the dealership had continued to work on the vehicle until as recently as last month, they then directed me to contact the dealership, which is giving me silent treatment.    
    • Unless that source is employed by either Axa or the council, and was involved in the claim, it's difficult to see how anybody would know what happened.   would that source provide a witness statement saying that Axa had admitted liability for the roof?
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    • Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347
      • 33 replies
    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
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Hi people.

 

I have a 6 month old daughter and my ex partner is refusing to allow me to see her.

I have had a solicitor pn the case who isnt being very helpful but heres the facts.

 

My ex will not put me on my daughters birth certificate, and she is refusing to attend contact centre meetings so I can see my daughter.

 

I have never denied paternity, or refused to pay for my daughter and I have put this in writing to the CSA, Her solicitor and my solicitor.

 

I now have the CSA demanding £300 from me for a dna test and wanting maintenance from me even though I am not named as my daughters father amd I have only been able to see my daughter for one 2 hour visit since the 19th november 2010.

 

What do you all think I should do?

:-) V Newcastle City Council £60 Civil Enforcement overturned 2007

:-) V Capital One £300 of unfair charges revoked 2009

:-) V Nationwide £270 of Bank Charges Revoked 2010

:-) V Moorcroft Debt Collection £130 Charges Revoked 2010

:-) V Manchester City Council £75 Parking charge Revoked 2010

:-) V Former employer Undisclosed settlement forced after unfair dismissal 2011

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unfortunately as Im on JSA I dont have much choice, they are taking it directly from my benefit.

:-) V Newcastle City Council £60 Civil Enforcement overturned 2007

:-) V Capital One £300 of unfair charges revoked 2009

:-) V Nationwide £270 of Bank Charges Revoked 2010

:-) V Moorcroft Debt Collection £130 Charges Revoked 2010

:-) V Manchester City Council £75 Parking charge Revoked 2010

:-) V Former employer Undisclosed settlement forced after unfair dismissal 2011

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unfortunately as Im on JSA I dont have much choice, they are taking it directly from my benefit.

 

If you are on JSA then all they can ask for is £5 per week

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The payment of the maintenance isnt the issue here, its the fact that Im having money taken when Im not being allowed to see my daughter, be recognised as her father, have any parental rights or be on the birth certificate! surely the only time they can take money from me is when I have my rights as a father first!

:-) V Newcastle City Council £60 Civil Enforcement overturned 2007

:-) V Capital One £300 of unfair charges revoked 2009

:-) V Nationwide £270 of Bank Charges Revoked 2010

:-) V Moorcroft Debt Collection £130 Charges Revoked 2010

:-) V Manchester City Council £75 Parking charge Revoked 2010

:-) V Former employer Undisclosed settlement forced after unfair dismissal 2011

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your partner refusing to let you see the child is nothing to do with the CSA

DNA, the fact she has named you as the father is enough evidence for them to ask for payment

but it is up to you to prove otherwise,your not the father.

The CSA are brutal when it comes to financial dealings.

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  • 4 years later...

Ive recently been issued with a liability order from the CSA.

 

The first I heard of it was when notice of the order dropped through my letter box a couple of months ago.

 

I contacted the CSA and it turns out theyd written to my old address, then issued proceedings there, then apparently only 3 days after the order was granted they were 'notified' I didnt live there anymore and sent confirmation of the order to my new address.

 

Now you'd have thought when they found I hadnt known about it they would cancel it and let me deal with the matter.

 

Not so. They are pushing forward with it anyway. I wrote to the courts who issued the order in order to stat dec the order as I obviously had no idea only to be tols I couldnt do a stat dec on a child support liability order.

 

The CSA then wanted all my payslips so I sent them 6 which showed my regular 40 hours a week salary.

 

But because one of them was missing and there was a gap of 1 week of them all being consecutive (I couldnt find the one for that week, Theyve instead taken my annual wage and worked out a rate from there which is drastically higher due to my doing a frankly ridiculous amount of overtime for 3-4 months earlier in the year.

 

Now instead of the calcualtion the CAB and myself have done of £31 a week which is what I should be paying and have offered they are now demanding over £2000 in back CSA without showing how theyve come up with that figure, it seems theyve plucked it out of the air, especially being as I was unemployed for quite a while during that period and are also demanding £74 a week in support! being I only earn £244 a week after tax on my regular 40 hours a week salary (with 8 hours showing on payslip as overtime)

 

Theyve now canceled the hold that they put on the order and are now tring to send marstons after me.

This isnt a great deal of worry since my car is in my one man company name that I do as a sideline and is a fully registered company so they cant touch that and our house is in my wifes name on the tenancy and its not an order that they can force entry on.

 

It just seems spectacularly unfair that they can knowingly get this order when they know full well I didnt have any knowledge of it, but they suddenly had my right address for it right after the order was granted and apparently there is absolutely no recourse through the courts to defend myself and they are blatantly not showing me any information on where they are getting their figures etc from.

:-) V Newcastle City Council £60 Civil Enforcement overturned 2007

:-) V Capital One £300 of unfair charges revoked 2009

:-) V Nationwide £270 of Bank Charges Revoked 2010

:-) V Moorcroft Debt Collection £130 Charges Revoked 2010

:-) V Manchester City Council £75 Parking charge Revoked 2010

:-) V Former employer Undisclosed settlement forced after unfair dismissal 2011

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  • 1 month later...

Hello Buddy,

 

While it's with Marstons the CSA won't want to help, they think their monkeys will scare you into paying so won't entertain you. You need to keep fobbing marstons off until they hand it back. They normally do, in my experience, after 3 attempts to collect send the case back to the CSA then they will want to talk again.

 

Marstons can't force entry but they will just walk in if you leave the door unlocked or a window.

 

They may try and levy on anything outside if you don't let them in. Keep items of value locked away. They may even try and levy on a random car, tell them it's not yours. They may try to tell you to prove it. This is nonsense, they can check who owns the car quite easily but it's a tatic they like to use.

 

Basically, don't let them in. Don't even open the door. Speak through a window or letter box. Tell them it's disputed and your waiting for them to hand the case back. They are not idiots, if you keep telling them that they will get the message and just hand it back as they know they are wasting their time. They are not a threat.

 

When it's handed back the lines of communication will become open again but you must speak to them. They don't let go.

 

Good luck.

 

ps, self employed is the way to go, they don't really bother with self employed people as it's to hard for them to chase.

Ash.

 

If you think I have helped you, please add to my reputation by clicking the star button to the left.

Thankyou.

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  • 2 months later...

Quick update to this, we had another visit from the Bailiff, again he was repelled easily enough ~(he really didnt seem interested tbh, think he knows this case is one where he has no leverage as Ive moved too fast too protect my families assets.

 

Weve heard nothing from the CSA except another letter saying they are going to do a yearly assessment and still ahvent updated the records to show there are 3 children in our household now, they still are trying to assess me on 2 children despite my telling them.

 

Utterly ludicrous.

:-) V Newcastle City Council £60 Civil Enforcement overturned 2007

:-) V Capital One £300 of unfair charges revoked 2009

:-) V Nationwide £270 of Bank Charges Revoked 2010

:-) V Moorcroft Debt Collection £130 Charges Revoked 2010

:-) V Manchester City Council £75 Parking charge Revoked 2010

:-) V Former employer Undisclosed settlement forced after unfair dismissal 2011

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