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Claim for £1475.50


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Just thought I would let everyone know how I am getting on. I bypassed the S.A.R - (Subject Access Request) as I could access 6 years worth of statements on the HSBC website. I sent my prelim letter on 7th September 2006 and currently have a post-it note on my PC reminding me to send LBA on 21st.


I am a trainee solicitor so deal with Courts quite a lot. I am therefore not in the least bit hesitant to take the *****ing B$$tards to a full hearing if necessary.


What I find astounding is that I am still getting charged at the same rate! Do they not learn? I have another £125 overdraft charge waiting to come out on 4th October!


Will try and update the site with each step.


MOD - We can't allow potentially libelous comments - JMio

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Keep us informed! Good luck!

HSBC - Received offer for 3621, accepted confidentiality crossed out. Money in bank 10/10/06!


Barclaycard - 180.00 LBA sent 5/10/2006

72.00 offered, rejected.


MBNA - S.A.R sent 13/9/2006 :idea:


Mint - 244.00 prelim sent 30/9/2006


Dorothy Perkins and GE money - S.A.R sent 30/9/2006


Simpley BE - S.A.R sent 30/9/2006


What I say is of my own opinion. Seek professional legal advice if need be.


If I have helped, tip the scales! Thank you x :)

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Just to update, I have sent my LBA recorded delivery today. Have heard nothing from HSBC so far. I'm hoping I will get at least a partial offer before I have to issue proceedings as it's gonna be tight to find the issue fee otherwise! I know I will get it back but it's finding the money now that's gonna be tricky!!

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  • 5 weeks later...

Hi everyone, I'm really sorry that I have not posted any update for a while but unfortunately my husband's mother has recently died and things have been very hectic :(


I received an offer for £1166.00 which I accepted on the basis that they also refunded a further £125 charge that had been levied since and that they paid me in the form of a cheque.


To be honest we have had some much going on that I decided that I would just accept the offer rather than issue proceedings for the remaining £300.


Once we have sorted our heads out a bit more I will start on my barclaycard - maybe I won't be so nice to them ;)


Love Zoe x x x

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