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previous tenant being chased


workaholicandy
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Morning all,

Several years ago I received some wonderful advice here and used the info gained to help myself climb out of the hole I was in. My own finances now are in order, but I have recently started having problems regarding the previous tenant who lived at my address and I was hoping someone could help me again.

 

Every week I receive letters addressed to the previous tenant from what are obviously debt collection agencies, no real issue I just put 'return to sender addressee unknown' and post them back.

I have accidentally opened 1 or 2, bad habit of just opening my post without reading the label, so I know that the previous tenant has defaulted on an awful lot of money(over £15,000). Can I use that information to write to the debt collection agency and tell them to stop sending the letters?

 

The major issue now though is my landline at this address has now been associated somehow with this persons name at at least one of these agencies. Despite telling them that the number is not for the searched for person and despite telling them to stop calling I still receive the calls and as I work shifts these calls often wake me up. Yes I could change my number, but what happens if that number then gets linked to him?

 

The final straw has been a doorstep call last week. I am presuming that it was a debt collection agency since when I answered the intercom they asked for the previous tenant.I told the person that the name they were asking for did not live here. The caller then said they needed to come up to physically verify that! I told him no way and that he had just woken me up. He then kept ringing the bell over and over so I answered again, this time I told him that if he really wanted to talk to someone then he could talk to the police officer I would be calling if he rang my doorbell again :o)

 

so my questions are.

1: what letters can I send to get my phone number off their system?

2: what letters can I send to make sure I don't get another doorstep call?

3:Is there a letter that formally says 'look retards he doesn't live here and i have no idea where he lives so f*** off and stop bothering me'

 

cheers

Andy

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Hi

If you look HERE at the harassment section that will give you a head start in getting them off your back.

Unfortunately, they won't take your word for it that you are not the previous tenant so expect more contact. Demand they remove your phone number from their systems and not to send any more letters. If you have to respond to any more letters/phone calls you will charge them for the privilege.

 

Who are the DCA by the way?

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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workaholicandy.

I understand how u feel. I have lived here for 5 3/4 years and still getting letters and debt collectors on my door re the previous tenants. I have also sent nearly every letter back and opened by accident the odd few. According to DCAs they are still listed as living here according to the electrol roll, which i know is rubbish as l have 6 years worth of evidence to say l live here and my credit file proves it to, All l have done is write return to sender on the envelopes and told all DCAs field agents or door stop collectors to F off, one even had the check to compliment me on looking good at 50 years old, I have even had to remove my land line due to the constant calls.

I do sympathise with you some of these DCAs dont even care. One DCA, moorcroft, rang me and demanded l prove l have been paying my water bill for the past 5 years soon contacted the OC and told them word for word what they said they then sorted the matter out.

The DCAs will get bored eventually as they did with me. Talk to your landlord and ask if they know where the person is and if they can give you the address or if they would be able to do a mail forwarding service for u.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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thanks silverfox, godmother,

 

I'll go look for the most apt letter now, love the idea of charging them for my time for the phone calls but doubt i could for the letter since the arent addressed to me personally or could I?

 

He is being chased by several DCA's from the letter I have opened all for debts from 2006 ( mmm close to SB limit is that why the are getting more frequent?)

 

the phone calls are from a company called Moroncrap.. or that is close to what they said anyway :o)

 

Plan of action is to have a pen and pad next to the phone and to be awake enough to get a name and address to write to.

 

got another letter this morning that looked like another one ( the red writing through the address window) I returned to sender but wrote on the back

 

'what is it going to take to get it through to you that this person does not live here, hasnt lived here for 3 years and I have no idea where he is. Though i doubt after sending these letters back for a year that I could get that concept into your heads using a jackhammer'

 

ok i doubt it will do anything, but it made me feel better LOL

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LOL love that. At least it made u feel good. If they have a address ont he back then you could always google the address. or you could even speak to your local trading standards office as l am sure they will be able to open the letters. Just a question but are you on the electrol roll?

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Hi get a very load whistle and put it next to the phone then when one of these ***** calls you know what to do. I found that this worked very well.

 

dpick

Edited by dpick
still canna spell

cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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this sounds like the people ur having issues with

http://www.moordebt.com/

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Morning all,

Several years ago I received some wonderful advice here and used the info gained to help myself climb out of the hole I was in. My own finances now are in order, but I have recently started having problems regarding the previous tenant who lived at my address and I was hoping someone could help me again.

 

Every week I receive letters addressed to the previous tenant from what are obviously debt collection agencies, no real issue I just put 'return to sender addressee unknown' and post them back.

I have accidentally opened 1 or 2, bad habit of just opening my post without reading the label, so I know that the previous tenant has defaulted on an awful lot of money(over £15,000). Can I use that information to write to the debt collection agency and tell them to stop sending the letters?

 

The major issue now though is my landline at this address has now been associated somehow with this persons name at at least one of these agencies. Despite telling them that the number is not for the searched for person and despite telling them to stop calling I still receive the calls and as I work shifts these calls often wake me up. Yes I could change my number, but what happens if that number then gets linked to him?

 

The final straw has been a doorstep call last week. I am presuming that it was a debt collection agency since when I answered the intercom they asked for the previous tenant.I told the person that the name they were asking for did not live here. The caller then said they needed to come up to physically verify that! I told him no way and that he had just woken me up. He then kept ringing the bell over and over so I answered again, this time I told him that if he really wanted to talk to someone then he could talk to the police officer I would be calling if he rang my doorbell again :o)

 

so my questions are.

1: what letters can I send to get my phone number off their system?

2: what letters can I send to make sure I don't get another doorstep call?

3:Is there a letter that formally says 'look retards he doesn't live here and i have no idea where he lives so f*** off and stop bothering me'

 

cheers

Andy

 

I have a letter email template I have used that says 'look retards he doesn't live here and i have no idea where he lives so f*** off and stop bothering me'

 

It says 'look retards he doesn't live here and i have no idea where he lives so f*** off and stop bothering me you piece of filthy immoral ****' But I don't use as polite language as your example :) It seems to do the trick.

[sIGPIC][/sIGPIC]

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