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    • if i remember rightly, long ago in one of the first drafts of the old proposed gov't overhauls, there was a listing of recommended 'charges' that inc wrong reg = £20. some PPC's implemented such changes in advance. then later as it looked increasing likely the new code was never going to be implemented after it's 1st review and another set of codes was to be debated they all quietly revert back .......... dx
    • Potentially it may not even get sold on? Just the default left for 6 years then gone? but if it is sold on ill get a letter from the DCA which is the notice of assignment? Sorry what is the different between a default notice and a default cal marker? yes, i may try and work arrangements out with the OCs after the breathing space but I'll see my circumstances then thank you again for all your help and patience, I really appreciate it and apologies If i am too fast or repeating myself.
    • receiving a default NOTICE (forget simple default cal markers) does not mean it will get sold on... OC's very very rarely do court themselves.  if it does you would receive a Notice of Assignment from the debt buyer/DCA.  as for reduced payment if it remains with the OC and they issue a DN, no harm in trying but lets get all your ducks inline first. dx  
    • okay thanks do you know how long it will take for it to get to the DCA or could the OC try and issue a CCJ? even though it's unlikely also for example would the OC agree to a reduction and a small payment over a super lengthy period of time if agreed? Rather than go through chasing apologies again for all the questions, just trying to understand all the possible scenarios.  
    • Currently - "the maximum daily price at 100p / kWh for electricity and 30p / kWh for gas – keep in mind that's a lot higher than the Ofgem Energy Price Cap, so if you can't afford prices to increase further, you're probably better off sticking with a protected tariff such as Flexible Octopus." Octopus Tracker is a product of our labs, available now to customers through our beta programme. Octopus Tracker is a beta product. Some things may not work the first time, and installations and processes may take longer than we'd like. Third party tech like In-home Displays won't always work, and on occasion data issues with smart meters can take significant time to fix or prevent things from working at all.   Copied straight from octopus   Feel free to shove it somewhere else    
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#Utilities : Npower - Can anyone help please


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I've been having problems paying Gas/electricity. am now trying to sort this out and get onto payment plans. Npower wont allow me to do this until i pay 30-40% of the total bills. I managed to pay £150 towards my electricity account, this month, after they sent someone to my property and now i they have set up an payment plan for me.

 

However, they want £340 from me for the gas account before they will fix a plan. i cannot afford this until i get paid again, which is on monday. i informed them of this and they said fine but we cant stop the action on your account. i had a yellow card pushed through by Utility Management and i rang the guy back who said that he needed to come and see me to discuss repayment. i arranged an appointment with him but he never turned up. then last night i got home from work and he was sitting in his car outside my house. i told him that i had told Npower that i could pay when i got paid on monday. he said unfortunately action cannot be stopped and i have a deadline of 4pm tomorrow (today) to pay or it will be sent to Court and i will incur further charges. He then asked if he'd spoken to me before. i told him i had but he never turned up for the appointment. I have had no correspondence saying there is a deadline of today, just yellow cards left.

 

is there anything i can do? i dont want this going to court as i can pay on monday.

 

Thanks in advance

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urm..

 

me thinks thats an idle thread.

 

these jokers have no legal powers at all

 

you are under no legal obl to discuss any of your private financial info with him.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks for your reply. So you think i should just make the payment on Monday as planned and hope it was an idle threat? I'm sure nothing can come of any court action in 2 days anyway? if they make an application tomorrow, it surely wont get processed straightaway and then its weekend. I'm just hoping they accept payment arrangements as discussed and dont demand payment in full because i wouldnt be able to do that.

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possession?!? what have they told you?

 

they are a debt management co that charge you a fee to sort out your 'issues'

 

tell them to go away off

 

they do not have right of entry or anything

 

ignore them.

 

puzzled???

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Possession? i havent mentioned anything about possession in my above post

 

i mentioned about it being processed through the courts. i'm just going to have to wait until monday i think and hope nothing happens in the meantime

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ah no you see i keep missing 'r's eveywhere!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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