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Barclays play hard ball..What do I do???


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Im currently going through my re-claim with Barclays, they intitially offered me half the amount I am claiming. I sent a letter to them explaining I would take their offer only as part settlement and if they did not respond within 14 days I would instigate court procedings.

 

I received a letter back from Barclays in response to this stating they would not offer further monies and that this is their final decision.

 

From the letter it appears they are prepared to go to court...

 

What do I do ????

 

Take the money or go to court??????

 

Any help or advice is greatly appreciated.....

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I am sorry but I am unable to help you but I am just informing you that they have done exactly the same thing to me! Every other bank seems quite adament they do not want to go to court except Barcalys! Any help on this matter would be great. Thank you

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A letters one thing but have Barclays actually taken someone to court yet?

I thoughth the whole scare factor within reclaiming these charges is that if a bank goes to court and loses then the press would advertise open season for all disgruntled customers.

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i had the same leeter from barclays, why are they so confident.its obvious they will have top solicitors working on the case.im worried and might just accept offer of £100 and run, rtreat myself and that be ned of it, good luck

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If you take a look through some of the other forums you'll find a lot of other banks will not budge on their opening offer (if you even get an offer).

They stick on these grounds because it does scare people and some people will just take the offer and not go any further.

You should count yourself lucky you even got an offer! :)

 

It's entirely up to you what you do, it's your money, im about 89% sure it will not go to court, they'll back out at the last minute and pay you the full amount. However as the site states, do be aware that your case might end up in court, it's not a "get rich quick scheme".

 

If I were you I would continue with your timetable, take it all the way, you will get all your money back, you just have to be strong and confident in what your doing, if you've followed the steps detailed in this site you shouldn't have any problems.

01/08/06- Royal Bank of Scotland - S.A.R sent

24/08/06- Royal Bank of Scotland - Statements Received

31/08/06- Royal Bank of Scotland - 1st Request sent

13/09/06- Royal Bank of Scotland - LBA sent

23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)

02/10/06- Royal Bank of Scotland - *WON* Full settlement

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Hiya, I'm not taking on barclays but I think if you have a look through some of the threads in the barclays bank forum you'll probably find that this really is just standard scare tactics and that barclays are paying out in the end!! have a look through, especially the cases where us little people have won and try and get some reassurance.

 

Mickey

Igroup - S.A.R - (Subject Access Request) sent 07/08 - not signed for so second sent 24/08 prelim sent 03/10 LBA prepared for Wednesday (if I can get my blinking printer working!!)

Gmac - S.A.R - (Subject Access Request) sent 07/08 - reply rec. 31/08 prelim sent 03/10 LBA prepared for Weds (subject to printer playing nicely!!)

Lloyds bank account - S.A.R - (Subject Access Request) sent 07/08 prelim sent 14/09 LBA sent 03/10 final go away letter received so now waiting for payday to start MCOL

Capital one V - CCA sent 07/08 - now in default

Capital one M - CCA sent 07/08 - now in default

Lloyds V - CCA sent 07/08 - info provided so now to S.A.R - (Subject Access Request)

Lloyds M - CCA sent 07/08 - info provided so now to SAR

Capquest/Citicards - CCA sent 07/08 - now in default

Cabot/Monument - CCA sent 07/08 - now in default

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I have recently turned down my offer from Barclays and they have said they will only settle with that offer and nothing else. Does anyone know what letter I send back to the bank giving them 14 days to comply to my complaint before I go to money claim court?

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Hi

I have also had a letter back from Barclays offering me about 1/2 of what I was claiming for, and am also not sure whether to accept or not. With all the time it is taking, i think I have had about another £90 added to my account in charges, so really want to try and get it all back including what has been occurred since starting this.

 

Has anyone threatened to take them to court, but Barclays have given in at the last minute and given them all their money back?

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You should read the Barclays bank forum, and the litigation forums for what other people have done, are in the process.

 

To my knowledge, no bank has gone to court yet.

 

You really should take a good read through the forums properly, you should have done this before you even started the process.

01/08/06- Royal Bank of Scotland - S.A.R sent

24/08/06- Royal Bank of Scotland - Statements Received

31/08/06- Royal Bank of Scotland - 1st Request sent

13/09/06- Royal Bank of Scotland - LBA sent

23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)

02/10/06- Royal Bank of Scotland - *WON* Full settlement

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I have my Barclays court hearing on November 2nd. Am I worried? Like hell, I am! :-D

 

Jodie, clhtyler, PLEASE don't give up, and don't let them get away with half, it's exactly what they want you to do, and Barclays are even more hard-a**ed than the others... But guess what? In the end, they PAY, just like any others. They just take longer.

 

Top lawyer? :lol: Have a look at my Barclays thread, and the defence they posted. They can't even set their keyboards to type properly or finish sentences... Yeah, REALLY scary.... :-D

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