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    • Hi just received this from the bottom feeders, I know I have to acknowledge within 14 days.  Its from 2015 so cant find the paperwork for it, but will look.   Parking on private development whilst visiting a friend, not displaying Permit, looked at my friends contract with private landlord, nothing in it about parking.   Are the Particulars of claim sufficient?   Thanks for any advice. VCS CLAIM21 JUNE 2019 F0QZ9V92 EDIT.pdf
    • Thank you. Can you tell us who replaced the rear brakes in June 2019? Who paid for it? One slight problem here is that the amount of money you are dealing with is in excess of £10,000. £10,000 is the County Court small claims limit. When you bring a small claim – less than £10,000 – then even if you lose, you won't have to pay the costs of the other party. Over £10,000 and you will have to pay if you lose. On the basis of what you say here, you have absolutely no chance of losing but on the other hand the fact that you would have to bring the claim on the fast track brings comfort to the other side and they are more likely to employ tactics to intimidate you with the spectre of costs hanging over you in the event that you lose. This is something to take into consideration. You have two choices. One would be to consider claiming for the refund of the entire price plus any ancillary losses. The second would be to claim for repairs. On the basis that repairs will be considerably less than £10,000 I think that I would suggest you go for that. This means that you need to get the car thoroughly examined and get a quote for repairs and generally speaking putting into a proper roadworthy condition. In fact you would need two independent quotations. You would then, with our help, enter the pre-action protocol which would essentially threaten the dealer and also the finance company with 14 days to sort it out or else you will bring a court action and without any further notice. You would only make this threat if you decided to go ahead with it. It's not worth bluffing. Both the dealer and the finance company will probably use all sorts of tactics to delay and to prevaricate. You must not allow yourself to get dragged into any kind of protracted discussion. You make the threat. 14 days. Day 15 – you send them the good news. Once they have the court papers they will then start to realise that you are serious. The finance company will put pressure on the dealer and someone or other will put their hands up. It's up to you if you want to get involved in this kind of action. If not then I think you're going to have a hard slog
    • Ok trying to move this forward. just got a statement with £260 agents fees added even though they have no collected the car! Am I right in thinking this is illegal?   Moving forward is it best for me to submit an N244 with the court to try and stop them taking the car and for these unlawful fees? Could somebody advise what it is I’m asking the court to do as I don’t want extra time to pay as the account is up to date but I don’t want them taking the vehicle because I’m refusing to pay these agents fees!   could really do with some help  
    • The dealer is MK autos ltd in Milton Keynes.   We know the car was serviced by bmw once, as we called to ask but about 2 years ago.  The car was brought for £10,995 but with finance cost total will be £22,000.. Eye watering amount but again we was pushed into a corner. I needed a car my mum has terminal lung cancer and I do all the hospital appointments. We thought that we would be safe for a while at least.   Again I forgot to mention that although the car had a "service" the rear brakes went and were replaced on the 15th June 2019..   We have paid so far in total £2260 in 6 months.   I am prepared to fight this!!  
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jimmy_m

100% guaranteed overdraft availabe

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Some ppl told me they can help to obtain 9-15K overdraft if I had an Cheque Guranteed Card with Natwest or RBS, no matter how my credit score is. It will be 100% cash payout and they will take some commission.

We can choose either to pay back by installment or just ignore the payment, as the only effect will be poor credit score, I have poor credit now, and I am in debt, so there will be no difference from my current situation. Maybe I can get 10K cash in my pocket and do something for money?

 

I want to know any people have knowledge about this? I really need some money.

 

If they are telling me the truth, I'd like to have a try.

 

Any advise?

 

As I know the Cheque Guarantee facility will be ceased on 30/JUNE/2011, so maybe this is the last chance I can try now.

They told me only need one week for completing this job.

 

Also, they told me if I have a blue card without cheque guarantee but with cheque book, they still can do it.

Natwest or RBS credit card, they can top up to 10K credit now matter how much credit limit I have

 

Are they s c a m mer?

 

My email: (Edit)

 

I need some quick advise, I am really thinking about it, I am broke now.

Edited by maroondevo52
Removed e-mail address

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It is highly unlikely that you will be able to obtain an overdraft with ANY bank if you have a poor credit score....how they are able to do this I don't know, but it sounds completely fraudulent to me, I would steer well clear......


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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I have no idea now, anyway, I will go for try it this week and post the outcome back when they have done it.

I really need some money even a thousand.....

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The words Barge & Pole spring to mind !!!


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Good day , everybody.

I have gave my card to them last week after i posted this post, amazing result,

they really did a good job and i got my part. it was an unarranged overdraft indeed.

they helped me to obtain 18K in total from my natwest account and 15K from my RBS account.

It was true, and i have some cash in my pocket now.

If you need any help or advise about this job, i can tell you. I have just tried myself.

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We can choose either to pay back by installment or just ignore the payment, as the only effect will be poor credit score, "

 

- or just ignore the payment..........

 

Alarm bells are ringing!

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and how much did they charge for this amazing service? ( half the money ) sounds like fraud to me even if true.

I would expect to see DEBT collectors queing at your door.

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they took 50% of the total amount, I know i will be in more debt, however, i am in debt already and my credit score is low enough, so there is nothing difference for me.

 

Currently i owe the bank about 10K in total, Owe 10K and owe 40K will be nothing difference. I have no income at all for now, so i can manage to pay 100 quids per month, they have to agree with my deal as even take this to court, the magistrate will consider my fanacial situation as well. they could not force me to pay which i could not afford to do. I have over 15K cash in my hand now and I can do something with it.

 

Once if you owe them 30K or more and you have over 15K cash in your own pocket like me, bankruptcy is another choice.

Automatic discharge after 4 years. and you are 100% clear, don't have to pay even a penny back then.

 

I am not scared to see any debt collector guy, as they have to follow the law too. they can not remove my properties unless they have the warrant from court to do this, don't forget everything must be legal!

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I think the OR might have something to say if you did go bankrupt.

 

Who are these people?

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you mean these people who did the job for me?

 

they are introduced by my friend.

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Just wondering who the company is. I hope you were given relevant advice before you took the overdraft.

 

B

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not in nigeria are they......

 

dx


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no upfront payment.

 

100% not [problem] at all!!

 

I have tried myself

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Well on this site we help people with debt not get people in deeper debt

so free money scams is not really what we are looking for

thanks but no thanks jimmy

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Not a problem, just posted out what i have tried

 

:D

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Out of curiousity

what actually do u want 15k for????

I mean we all work and get by our own way

is it important for u to be holding cashfulls of money?

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I have no income at all at this moment.

 

I have 15K cash i can do some investment, such as stock, gamble, football, open a fast food, etc.

 

Maybe i can get some benefit from these projects. i can pay money back or i can have more in my pocket.

 

comparing to have no money , thinking about what i should buy for eating tomorrow with little pence difference, I prefer have more in hand, do you really know this feeling.

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Jimmy, you'll have to return to earth soon :-)


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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ya, the Mars is too dangerous to stay on. :)

 

anyway, thanks for all the advice, and i have got what i wanted finally.

 

I am quite happy now.

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So have the bank have contacted you to ask how you are going to pay back the OD ?


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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bank starts to call me ,aha

 

Well what a surprise !!!


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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