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    • refinanced..was there only one ever sum borrowed and you didn't extend it in any way due to non payment etc etc just wondering if the portfolio had 2 or more ac numbers.   check the pap LOC carefully is it for exactly the same AC number and sum as the last one 
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    • Hi guys,   my sister and her friend have a similar question so I thought I ask here because it seems little complicated.   The more mouths to talk to the worse it gets.   My sisters friend has bad marriage and she has waited until the kids are grown. One is 19 and other is 21 or 22.   now she wants out of a verbal / psychological abusive marriage.   Question is the following.   They live in one property and 2nd is rented out.   So therefore 2 properties and as kids are now adults they dont come into the equation.   They have no savings and as for goods in the house I am sure no party will fight over that.   How will it work with the properties?   Both sold and money divided? Can one choose the house they wish to have?   At the moment register search has not been done from my understanding both parties names should be on there.   My sister is in the same situation with 2 houses and kids all grown up. Both ladies want out.   Also is there free divorce help or helpline or somewhere I can guide them too?   Many thanks.
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    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
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    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
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    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
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      Furthemore, irresponsible lending practices are also unfair and unlawful.
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      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
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jimmy_m

100% guaranteed overdraft availabe

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Some ppl told me they can help to obtain 9-15K overdraft if I had an Cheque Guranteed Card with Natwest or RBS, no matter how my credit score is. It will be 100% cash payout and they will take some commission.

We can choose either to pay back by installment or just ignore the payment, as the only effect will be poor credit score, I have poor credit now, and I am in debt, so there will be no difference from my current situation. Maybe I can get 10K cash in my pocket and do something for money?

 

I want to know any people have knowledge about this? I really need some money.

 

If they are telling me the truth, I'd like to have a try.

 

Any advise?

 

As I know the Cheque Guarantee facility will be ceased on 30/JUNE/2011, so maybe this is the last chance I can try now.

They told me only need one week for completing this job.

 

Also, they told me if I have a blue card without cheque guarantee but with cheque book, they still can do it.

Natwest or RBS credit card, they can top up to 10K credit now matter how much credit limit I have

 

Are they s c a m mer?

 

My email: (Edit)

 

I need some quick advise, I am really thinking about it, I am broke now.

Edited by maroondevo52
Removed e-mail address

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It is highly unlikely that you will be able to obtain an overdraft with ANY bank if you have a poor credit score....how they are able to do this I don't know, but it sounds completely fraudulent to me, I would steer well clear......


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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I have no idea now, anyway, I will go for try it this week and post the outcome back when they have done it.

I really need some money even a thousand.....

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The words Barge & Pole spring to mind !!!


 
 

Any advice I give is honest and in good faith.:)

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Good day , everybody.

I have gave my card to them last week after i posted this post, amazing result,

they really did a good job and i got my part. it was an unarranged overdraft indeed.

they helped me to obtain 18K in total from my natwest account and 15K from my RBS account.

It was true, and i have some cash in my pocket now.

If you need any help or advise about this job, i can tell you. I have just tried myself.

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We can choose either to pay back by installment or just ignore the payment, as the only effect will be poor credit score, "

 

- or just ignore the payment..........

 

Alarm bells are ringing!

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and how much did they charge for this amazing service? ( half the money ) sounds like fraud to me even if true.

I would expect to see DEBT collectors queing at your door.

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they took 50% of the total amount, I know i will be in more debt, however, i am in debt already and my credit score is low enough, so there is nothing difference for me.

 

Currently i owe the bank about 10K in total, Owe 10K and owe 40K will be nothing difference. I have no income at all for now, so i can manage to pay 100 quids per month, they have to agree with my deal as even take this to court, the magistrate will consider my fanacial situation as well. they could not force me to pay which i could not afford to do. I have over 15K cash in my hand now and I can do something with it.

 

Once if you owe them 30K or more and you have over 15K cash in your own pocket like me, bankruptcy is another choice.

Automatic discharge after 4 years. and you are 100% clear, don't have to pay even a penny back then.

 

I am not scared to see any debt collector guy, as they have to follow the law too. they can not remove my properties unless they have the warrant from court to do this, don't forget everything must be legal!

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I think the OR might have something to say if you did go bankrupt.

 

Who are these people?

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you mean these people who did the job for me?

 

they are introduced by my friend.

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Just wondering who the company is. I hope you were given relevant advice before you took the overdraft.

 

B

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Sounds very fishy

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not in nigeria are they......

 

dx


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they are in UK. London

 

real person

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no upfront payment.

 

100% not [problem] at all!!

 

I have tried myself

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Well on this site we help people with debt not get people in deeper debt

so free money scams is not really what we are looking for

thanks but no thanks jimmy

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Not a problem, just posted out what i have tried

 

:D

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Out of curiousity

what actually do u want 15k for????

I mean we all work and get by our own way

is it important for u to be holding cashfulls of money?

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I have no income at all at this moment.

 

I have 15K cash i can do some investment, such as stock, gamble, football, open a fast food, etc.

 

Maybe i can get some benefit from these projects. i can pay money back or i can have more in my pocket.

 

comparing to have no money , thinking about what i should buy for eating tomorrow with little pence difference, I prefer have more in hand, do you really know this feeling.

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Jimmy, you'll have to return to earth soon :-)


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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ya, the Mars is too dangerous to stay on. :)

 

anyway, thanks for all the advice, and i have got what i wanted finally.

 

I am quite happy now.

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Gamble???????????????

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bank starts to call me ,aha

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So have the bank have contacted you to ask how you are going to pay back the OD ?


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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bank starts to call me ,aha

 

Well what a surprise !!!


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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