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RBS-Mint / Arrow Global / Westcot - Advice Needed


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Hi All,

I am back for some help again! The full story to now can be read on the below thread;



Total amount £3,223.58

With your advice, I managed to put Bryan Carter and his friends in their place and after they were unable to provide me with a CCA for this debt, I have heard nothing from anyone since September 2008.

Within the last few days however I have received 3 letters which were sent to my parents house.


1/ From RBS stating that they had assigned this debt to Arrow Global Guernsey Ltd

2/ From Arrow Global stating that they had been assigned this debt by RBS

3/ A debt collection letter from Wescot demanding that I contact them immediately or face further action.


I find this strange having not heard anything for 2 and a half years, however I am concerned that as I was contacted directly by RBS that this collection is legitimate.

Can somebody please assist me with some advise on the next step?


Many Thanks



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it probably is legitimate. Things always seem to happen in a muddle like this. If you have not been supplied with a CCA in the past, then I suggest that you start or by writing to RBS again and ask them again for the CCA.

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