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    • Thank you for the above Andy. I’ve not stated to Shoosmiths that I have not signed the agreement, however at the time I didn’t really understand the agreement, it was just put in from of me, and told to sign. I did also sign a document saying it did not require legal representation.   What would you suggest as my next steps? 
    • Barclays have finally responded to my friend on this asking for  Date of birth, all previous addresses, any former names and account numbers she has.   I don’t think my friend included a council tax bill (I did when I sent my Dad’s DSAR to Barclays last week!).   Do they need all this info?
    • There is no statutory provision requiring a witness in these circumstances to be independent. However the purpose of having a witness is so that they can provide unbiased evidence of what was signed and by whom, if required in the future. Therefore a witness should be independent and it is best practice to interpret this widely. A witness should not be the signatory’s spouse or partner or a family member, and should not have a personal interest in the provisions of the document. Case law has confirmed that a party to the document cannot act as a witness to another party’s signature. It is advisable that a witness is aged eighteen or over.   More importantly ...One of the distinguishing factors about the execution of a deed as compared to a contract is that a deed must be “delivered”. Delivery fixes the date from which the executing party is bound by the deed, and once delivered, a deed is irrevocable in the absence of an express right of revocation. At common law, a deed is delivered when a party expresses an intention to be bound by the deed, even if it retains possession of the document.   The best way to deal with delivery of a deed is to have clear wording in the document setting out that the deed will be delivered on the date appearing at the head of the document. Where a deed is executed by a company, legislation provides that it is presumed to be delivered on execution, unless a contrary intention is proved. There is no such presumption for execution by an individual. Clear wording in the document confirming the position on delivery will avoid confusion and unintended consequences.   https://www.osborneclarke.com/insights/signed-sealed-delivered-execution-of-deeds-and-documents-and-how-it-might-go-wrong/
    • ok increased to 3.5mb now and numbered and titled each page   FYI- the quality of the terms are unreadable even before scanning   thanks jpg2pdf(1).pdf
  • Our picks

    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
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    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
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    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
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Mr lex

High Speed Two (HS2 Ltd) For or Against ??

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Do you have any strong points of veiw or will the route will affect you, have your say here.

 

Did your MP go to the debate about High Speed Rail in March ?

 

It was held in Westminster Hall at the Houses of Parliament, on Thursday 31st March between 2.30 and 5.30

It’s was arranged by MPs Andrea Leadsom, Geoffrey Robinson, Dan Byles and Peter Bone. Geoffrey Robinson has come out against HS2 already – even though it does not pass through his constituency.

 

See the proposed route here :-

 

http://highspeedrail.dft.gov.uk/in-your-area

 

The Consultaion Document on HS2 is here :-

 

http://highspeedrail.dft.gov.uk/

 

Exceptional Hardship Scheme opens for applications

 

The Exceptional Hardship Scheme (EHS) for property owners affected by the proposed high speed rail line from London to Birmingham is open for applications

 

Property owners on, or in the vicinity of, HS2 Ltd’s recommended route - Route 3 - who urgently need to move, and would suffer exceptional hardship if they are unable to do so, can apply for the Government to buy their property at its full unblighted value.

 

For full details and application forms :-

 

http://www.hs2.org.uk/assets/x/64304

 

If you want to say 'NO' to HS2

 

http://stophs2.org/

 

If you support HS2

 

http://yestohs2.blogspot.com/2010/10/case-for-high-speed-2-hs2-answering.html

 

http://www.yestohs2.co.uk/

Edited by Mr lex

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As someone living in Birmingham I like the idea of a high-speed link to London. The problem is that we already have one!

 

The quick 'Pendolino' service can get from Birmingham International to Euston in 70 minutes or so (Weekdays), it's only another ten or so minutes from New Street station.

 

Do we actually need this line considering the poor shape our finances are currently in?

 

I have always loved travelling by train but feel that HS2 might be a waste of money!

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I live about 25 miles from Birmingham and would have to travel there first to use this line, and the 2 train journeys would take longer than the present journey to Marylebone. What's the betting that service would be cut though. No doubt that's a reason Geoffrey Robinson is against it though as it's likely to impact on the number of trains available to his constituents in Coventry. The only ones to benefit will be people in London and people in Birmingham - if they can afford the higher fares.

 

On top of the waste of money on the line at a time when so many cuts are being made, they're talking of a new station next to Birmingham International. Is there really the need for a new station when New Street is already being totally revamped?

 

Curious that it's being discussed in Parliament tomorrow when a full blown 6 month "consultation" has just started. So much money has been spent on it already I don't see a consultation at this late stage making a difference without one hell of a fight.

 

http://stophs2.org/


 

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I am on the 'No' bus (or train whatever)

 

It would take a lot to get me to support this idea. My own views are that this vast amount of money would be better spent bringing other rail services up to date.

For to long, down here in the southwest, we have sat (or more likely stood,) on overcrowded, cold and 'late' trains.

 

RV


Q. What do you call someone who used to be really keen on tractors?

A. An extractor fan!

 

 

--------------------------------------------------------------------------------

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I am on the 'No' bus (or train whatever)

 

It would take a lot to get me to support this idea. My own views are that this vast amount of money would be better spent bringing other rail services up to date.

For to long, down here in the southwest, we have sat (or more likely stood,) on overcrowded, cold and 'late' trains.

 

RV

 

isnt that the truth.

 

Its nigh on impossible to get to London in time for a meeting on the train, a lot of people fly up from Newquay or Plymouth.


 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

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Budget insurance cough up WON link HERE

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A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

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I agree that the trains need investment and better services, and possibly even more tracks (maybe widen existing ones or reopen old lines), but I don't see why it all has to revolve around London?

 

I went to Birmingham International on Friday night and when I got to the station (a small country one) it had been pulled down. Money is clearly being spent to improve the platform and lots of work going on, but nowhere to buy tickets, so assumed we had to pay on the train. There was a collector but he took so long and we were only on for one stop so he didn't reach us and we had to get off before the train moved off again, so ended up not paying.

 

I couldn't help wondering if the benefit of savings from removing a manned station were lost by loss of revenue in unpaid fares. In this case it was less than a couple of quid but you get my point .....

 

On the way back we bought tickets for the journey back but again they weren't checked and there were no barriers so we could easily have got away without buying one. How long can they keep that up?

 

Sort out the current problems before spending £17 billion on another line to mess up.


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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our local station is the same Caro.

 

yet, the last stop is one of those ticket zones, and if you get the connection there is no time to buy a ticket at that station... its all very dodgy.

 

the fares are very expensive, the train is crowded, where is all the money going?


 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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Minister for Europe and MP for Aylesbury, David Lidington has called for a secret government report on HS2 to be made public.

 


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Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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18 bridges in West London will need to be replaced and Hanger Lane Gyratory rebuilt if HS2 goes ahead. Keni Brennan of HIllingdon Against HS2 & Stop HS2 is interviewed by Nick Ferrari on LBC radio.

 


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Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Isn't it strange that when HS1 was put out in the public domain, it went through 'on the nod'. Houses were demolished, listed buildings ended up within yards of the line, farms were broken up, and all because the politicians decided it. The public were kept in the dark, and those that did find out what was to happen, were told that it was in the public national interest to have it - so put up or shut up! All of this on top of the Channel Tunnel excavations and destruction. Even today people are still fighting for compensation after finding the 11.12pm out of St Pancras hammers past at 100mph+ just yards from their bedroom window at gone midnight where previously the only sound would have been the Barn Owl hooting away.

 

Now we are looking at HS2 and oh what a commotion there is. Same problems, but now going through the Tory heartlands. Is it to become the Beckhams v HS2?

 

Not in my backyard I hear said.

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