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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi everyone,

Here's the story so far.

This years C.T all paid up, whilst struggling to pay this I missed a couple of the years before payments ( £20 per month) when I went to catch up (2 months) I was told it had been sent to Newlyns collections and the council wouldn't deal with me.

Called Newlyns and was told I had to now pay an extra fee of £42.50, even though they had never contacted me before.

Agreed to make 2 payments of half the bill- Unfortunately I could not afford this as I had to move for family reasons-

Bailiffs turned up at old address and put a letter through the door saying they would be coming back on the 30th March to take possessions, even if I wasn't in they would gain entry- I called the number for the bailiff and told her I was willing to pay the whole debt (orginally £191. plus £42.50 charge ) she said I now owed £378.81 -

I called newlyns who were rude, refused to speak to me- refused to allow me to speak to a manager- i repeated my request until they put me through and the manager was rude and told me to deal with the bailiff.

Bailiff is coming back monday for full amount to my new address (after she called the council where I work and had a discussion about me with the council tax department- identifying me as a council employee and talking about personal information ).

I have seen on the forum that the charges are wrong- how do I go about sorting this out on or before monday at 2pm?

 

Any help will be greatly appreciated.

Thank you

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you should have paid the council direct via internet banking rather than keep saying i'll pay, i can pay, i want to pay..

 

i think you need to request a screenshot/breakdown from the bailiff co.

there are letters/texts in many of the threads in this forum.

 

dont worry about the threats

 

they can't force entry etc etc.

but you've prob read all that already.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You are entitled to ask the bailiffs for a full breakdown of any fees.

You wont get any screenshot before Monday 2pm-but can ask later.

The problem is that since the bailiffs get first bite of the cherry-any shortfall actually shows as still outstanding on the CT arrears.

So for example;

 

Original amount of L/O £200

bailif adds 200 so becomes 400

You pay 300

CT arrears still shows as 100-

 

pay CT online if you can-and give the bailiffs their 42.50

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Do you have any recourse to seek vulnerability ?

Ie; any medical conditions or on benefits ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I am liking your last post Mr Martin3030... :-D

 

Mmmm. Arsenalrules [a definate misnomer since it's Exeter City FC that rules. Ok, maybe not quite...] this would disturb me more: (after she called the council where I work and had a discussion about me with the council tax department- identifying me as a council employee and talking about personal information ) This would have me seething. Should your employers - the council with an interest - be discussing your [the employee with an interest] details with the bailiff [employed by the council so has an interest]...? It smells. It smells quite bad ...

Rae

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Along with Rae, I am very concerned with

 

"Bailiff is coming back monday for full amount to my new address (after she called the council where I work and had a discussion about me with the council tax department- identifying me as a council employee and talking about personal information )."

 

Is this not a breach of data protection, or will they misguidedly say RIPA, or something else allows them to discuss a council employee's personal information? The fact OP works for the council is nothing to do with a bailiff. If it had been AN Other they would have no right to personal benefit information? Further does this imply that bailiffs contracted to this council are in the habit of obtaining and discussing debtor details with council Benefit Officers? Further still, does it mean that if a bailiff elicits employment information about any other debtors they then contact their employer asking for personal data? This is deeply repugnant.

 

This needs a Formal Complaint to line manager and above in HR. I would contact the council CEO, councillor and MP.

 

Others will be able to flesh out a suitable complaint. I hope tomtubby sees this and can comment.

 

Perhaps bailiffron can also share his knowledge as to the legality of this , would he get a warrant and arrest the Housing Benefit Officers for obstructing a Warrant Officer if they didn't give the debtors information.....sorry the last bit was in jest trying to lighten up for the weekend.

Edited by brassnecked

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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