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Aktiv Kapital - now Credit Security Limited - who are they?


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Hi all


Egg credit card from 10 years ago - been defaulted and had the default drop off my credit file after 6 years.


Made payments for years until I disputed with the DC. Now it was passed to Aktiv last year (1 year ago) but CCA has not been fulfilled.


Aktiv Kapital were CCA'd - they did not send paperwork - now getting the usual letters from them about it and now, a letter from Credit Security Limited stating:


"We have been instructed by our Client to recover the above overdue debt.

We DEMAND that the sum stated be sent direct to this office IMMEDIATELY using the payment slip below.

Your failure to comply could result in a DEBT COLLECTOR calling upon you for payment"


I'd like to send a letter to them to show that i'm not just ignoring their letters.


Any ideas? Ta


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What I always do in tis situation where presumably the same company is sending you letters under different trading names is write and say there appears to be two companies trrying to collect the same debt. Obviously you don't want to pay money to the wrong company, so until they have resolved their differences and given clear evidence of their legal entitlement to collect the debt you are placing the account into dispute and will cease paying for the time being until the issue is resolved.

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