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Hi

 

I am interested in making a couple of full & final settlements on debts that have had no payment against them for roughly 2 years

 

The question is, if I offer a full and final settlement, will this reset the statute barred timeframe of 6 years?

 

Any advice welcome.

 

P.S I am living overseas permanently and have done for roughly 3 years

 

Cheers

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In short yes it will, even if you mark them as Without Prejudice it can be used against you to restart the clock.

 

If you are abroad and have no property in this country then they cannot obtain a CCJ against you normally (they can use previous address)

 

S.


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The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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If you are abroad there is not a lot they can do though in my case they still continued to threaten the usual before giving up. My advice is to ignore them. The only thing you will gain by paying up is the feeling of being mister nice guy and the way DCA's behave I would not want to be doing them any favours. Lets face it they have bought your debt for peanuts and are out to fleece you for easy money.

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Cheers shadow/twofoot

 

thanks for the advice :-)

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Moved to the Overseas Forum.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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The problem I have now is the DCA"s constantly calling my parents home in the UK. I have a PO Box number that my ;parents havegiven them but they have not sent anything to this PO box address in months.

 

Any advice on how I can stop the calls to my parents?

 

thanks

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Your parents must make a complaint to their local Trading Standards via Consumer Direct http://www.consumerdirect.gov.uk/contact


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Many thanks :-)

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