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    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
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Egg / Lowell - *** Lowell Bite The Dust Again - Debt Is Statute Barred - SUCCESS ***


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Ok, found Lowells entries, they state the following information - Credit Card from Lowell Portfolio 1 Ltd (I) default date jan 2008 - last update 2009 - I have a letter from Lowell stating that they purchased the account on a specific date late 2009 - I have never had a credit agreement nor applied for a credit card with Lowell, the information on file is incorrect and I have the letters from the original creditor who I was in dispute with from 2007 till 2009 - any ideas what I should do ?

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No YOKER, the credit card account has been bought by Lowell with all the rights, benefits and obligations of the original creditors agreement.

In short Lowell are now the owners and have updated the file with their details.

So there is nothing to do.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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So I can still take the same stance as before that the original credit card company should not have sold the debt while it was in dispute, is that correct, the fact that Lowell have stated that they have purchased it earlier than documented doesn't matter? surely this help even more.

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As was stated very early in this thread there I really no point in contesting the sale of a disputed debt as all the creditor has to state is in their opinion the is no longer any dispute. e.g. Their FINAL RESPONSE.

The dates are just confused I think, and if the default date is right that's what matters.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Brig, please can you confirm the following :http://www.consumeractiongroup.co.uk/forum/showthread.php?387713-Statute-Barred

 

Below is my payment history ( all this crap due to payment protection )

 

2013-09-03%2019.05.05.jpg

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Ok so if you are sure that there have been no payments made in a clear six year period and no acknowledgement of the debt in writing for the same period, send them the Statute Barred letter from the CAG library here

 

http://www.consumeractiongroup.co.uk/forum/content.php?408-Letter-sent-when-debt-is-statute-barred

 

By doing that you put the onus squarely back with them to prove that it is not SB.

 

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Thats great, I can confirm that I haven't made or offered any payments since August 2007 and any letters responded to were only ever asking them to prove the alleged debt, all correspondence from myself were never signed and without 'PREJUDICE' was always added for good measure.

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  • 1 month later...

Hi Guys,

 

Before I send out my Stat Barred letter, please can someone confirm that it is ok to do so, on time elapsed since last payment and payment received by original creditor, I have not acknowledged the debt in writing nor paid anything since september 2007, lowell are sending discount letters by the bucket full.

 

Regards

 

Yoker

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I attached my credit history report, which showed last payment in sept 2007 and default jan 2008

 

Yes I know you did.....post #38 applies.

 

Last payment in Sept 2007 and no written acknowledgement in a clear six year period = send SB Letter.

 

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Statute Barred = 6 clear years without any payment or written acknowledgment to ANY party by you or anyone acting for you.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 8 months later...

UPDATE

 

Today Lowell finally gave up on me, two accounts completely cleared with them, :-D

 

Nice letter say account is zero and closed due to statute barred.

 

Thank you to everyone who gave me the information to get them off my back.

 

Donation made to CAG

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UPDATE

 

Today Lowell finally gave up on me, two accounts completely cleared with them, :-D

 

Nice letter say account is zero and closed due to statute barred.

 

Thank you to everyone who gave me the information to get them off my back.

 

Donation made to CAG

 

 

Well done, don't you just love to see Lowell lose out!!!?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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This has probably been the biggest weight lifted from my shoulders for some years, if they didn't act like bullies they would get more respect from people, I don't like the way they insinuate that you are a payment dodger, my issue came about because Egg PLC wouldn't honour payment protection after a serious knee injury which had me laid up for 12 months, any way here's to CAG and all those who help out :-D

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Excellent stuff :)

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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