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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Wonga Advice needed


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Hello there I am looking for some advice here, here is the background on my loan with wonga, I took out a £300 loan last November, I was due to start receiving some additional income from December and would of paid my loan back in full, due to circumstances that are not my fault I have only just started to get the extra cash but it is not as regular as promised and of a smaller amount too. I now have had to roll on my debt each month just paying the interest and i now owe £500 and i simply cant afford it. I have read some of this forum with regards to payday loans, I really don't want to have to change my bank account, will they take the money via direct debit anyway, it wont be in there too take. Can someone advise me on the best thing to do please.

Thankyou

Lyndsey

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Im afraid you will need to change your bank or else you may check your account some day to find money missing even though you have agreed a repayment.

 

Call them and email them advising of the circumstances.

You will need to make repayments via bank transfer.....

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I have not done anything yet, i was hoping that a few more people would reply too me, I have read that some people have managed to set up a payment plan with wonga but im worried they will just still help themselves, opening up a new account is going to be a pain and for me a last resort.

I dont do well with bully tactics from those people and im worried about dealing with them :(

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Hi Lyndseyanne

 

Reporting your card lost or stolen is a must. Then you can negotiate. Wonga don't normally use DD to collect monies by stealth albeit if you keep a close eye on your bank balance you can cancel any payments on the day they are presented.

 

Once your money is safe you can agree a deal with them. They seem to be a little better these days for agreeing repayment plans if you stick to your guns. Good luck.

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Ok guys this is what I have sent them just now fingers crossed they are ok with me,

 

Dear Wonga,

 

Unfortunately I cant afford to pay back the whole of my loan which is due on the 1st April this is due to monies that I was meant to be receiving but have not and the money I live off which is my benefits right now will not cover the lump sum I owe to you. Also, the interest on this loan has made it impossible for me to now pay off a lump sum on a monthly basis. I only have a monthly sum of £70 left for my creditors. I am willing to pay the original loan of £440 plus one month's interest.

 

In view of my circumstances, please would you agree to accept a reduced offer of £50 over 10 months. If charges are being added to the account I would be grateful if you would freeze these so that all payments made will reduce what I owe you.

 

I Will pay you £50 from the 1st of April via standing order. I am aware that you prefer to use a debit card to take payments but this is not an option I will make sure that the payments are made on time via standing order.

 

Please accept my apologies in this and I thank you for taking the time to read my email, I hope you find my proposal well and I look forward to hearing from you.

 

Yours Sincerely

 

Lyndsey Blythe

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Just a point to your email.

 

you are telling them you are on benefits, Wonga do not lend unless you have a full time job (according to their website) did you have a full time job when you applied or did you lie on the app form.

 

I ask not to judge, but if you did lie they could accuse you of committing fraud and insist the full amount is repaid.

 

If they did lend to you after stating you was on benefits, you may have a claim that they have failed as a responsable lender (this may help reduce the amount of charges they will no doubt add to your account)

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Just a point to your email.

 

you are telling them you are on benefits, Wonga do not lend unless you have a full time job (according to their website) did you have a full time job when you applied or did you lie on the app form.

 

I ask not to judge, but if you did lie they could accuse you of committing fraud and insist the full amount is repaid.

 

If they did lend to you after stating you was on benefits, you may have a claim that they have failed as a responsable lender (this may help reduce the amount of charges they will no doubt add to your account)

 

hey there, when i applied they have the option to select benefits so no i didnt lie, it was in the drop down menu of income. I thought it was weird but it all went through fine.

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the benefits paid to you are the minimum amount laid down by law that you need to live on.

 

these are not meant for loan repayments and Wonga should know that, they make all these claims about being a responsable lender.

 

point this out to them (I would suggest the OFT should be the ones pointing this out to them but the OFT are completly useless, reckon the payday loan industry must be paying them off) if they still refuse to limit their charges then report them to the OFT.

 

If enough people shout loud enough the OFT will have to act eventually.

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