Hi all, Best wishes to all caggers,   I have a loan with Tesco that we have been paying by arrangement. I suddenly received several nasty-o-grams from Moorcrap, so I wrote and asked for my CCA. They have replied with an aknowledgement and saying they have passed my request to the client. They go on to say:   "We believe that it may be of assistance to all parties if we also take this opportunity to ensure that potential areas of dispute are addressed prior to court action or further inve