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    • Many thanks for the replies and advice!   I what to send this email to the Starbucks CEO and the area manager. Your thoughts would be appreciated.   [email protected] [email protected]   Re: MET Parking PNC at your Starbucks Southgate site   Dear Ms Rayner, / Dear Heather Christie,   I have received a Notice to Keeper regarding a Parking Charge Notice of £100 for the driver parking in the Southgate Park Car Park, otherwise infamously known as the Stanstead Starbucks/McDonalds car park(s).   Issued by: MET Parking Services Ltd Parking Charge Notice Number: XXXXXXXXX Vehicle Registration Number: XXXX XXX Date of Contravention: XX.XX.XXXX Time: XX:XX - XX:XX   After a little research it apears that the driver is not alone in being caught in what is commonly described as a scam, and has featured in the national press and on the mainstream television.   It is a shame that the reputation of Starbucks is being tarnished by this, with your customers leaving the lowest possible reviews on Trustpilot and Trip Advisor at this location, and to be associated with what on the face of it appears to be a doubious and predatory car park management company.   In this instance, during the early hours of the morning the driver required a coffee and parked up outside Starbucks with the intention of purchasing one from yourselves. Unfortunately, you were closed so the driver walked to McDonalds next door and ordered a coffee, and for this I have received the Notice to Keeper.   It is claimed that the car park is two separate car parks (Starbucks/McDonalds). However, there is no barrier or road markings to identity a boundary, and the signage in the car park(s) and outside your property is ambiguous, as such the terms would most likely be deemed unfair and unenforcable under the Consumer Rights Act 2015.   I understand that Starbucks-Euro Garages neither operate or benefit from the charges imposed by MET Parking. However, MET Parking is your client.   Additionally, I understand that the charge amount of £100 had previously been upheld in court due to a ‘legitimate interest in making sure that a car park was run as efficiently as possible to benefit other drivers as well as the local stores, keeping cars from overstaying’.   However, this is not applicable when the shop or store is closed (as was the case here), as there is no legitimate interest. Therefore, the amount demanded is a penalty and is punitive, again contravening the Consumer Rights Act 2015.   As the driver’s intention of the visit was genuine, I would be grateful if you could please instruct your client to cancel this Notice to Keeper/Parking Charge Notice.   Kind regards
    • I received the promised call back from the Saga man today who informed me that the undertakers have decreed it IS a modification and they will need to recalculate a quote individually for me. However it all sounds very arbitrary. The more I think about it, and with help from forum replies, the more I am sure that it is not a modification. If for example the original seatback had become damaged by a spillage or a tear, I would be entitled to replace it with the nearest available part. The problem is when it comes to a payout after an accident, there is no telling what an individual insurer will decide when he notices the change. I am still undecided which of the two best routes to go with, either don't mention the replacement at all, or fill in the quote form without mentioning, and when it comes to buying the insurance over the phone, mention it at the time.
    • Please post up their letter so we understand what they've asked. You need to cover up your name and address and their reference number. HB
    • Hello,  I received the standard letter.  I don't understand No. 3: If this is in relation to a ticket irregularity, then if you were unable to produce a pass because you did not have it with you or if your pass was withdrawn because you were unable to produce a valid photocard to accompany it, please enclose a photocopy of the pass/photocard with your reply. Question: do i enclose my photocard? my partner's freedom pass was confiscated.
    • LFI is spot on. In fact you could sue UKPC for breach of GDPR, as UKPC knew full well right from the start that their case was hopeless.  They should never have asked for your details from the DVLA. Take some time to think if that is a road you want to go down.  
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old tesco/RBS loan - help


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Hi all,

Best wishes to all caggers,

 

I have a loan with Tesco that we have been paying by arrangement. I suddenly received several nasty-o-grams from Moorcrap, so I wrote and asked for my CCA. They have replied with an aknowledgement and saying they have passed my request to the client. They go on to say:

 

"We believe that it may be of assistance to all parties if we also take this opportunity to ensure that potential areas of dispute are addressed prior to court action or further investigation.

 

To this end can you provide an indication of the information will be relying on, when you will be giving evidence to the court or information to the relevant statutory authorities in relation to the alleged subject matter of this account.

 

Please could you provide this information by return as this will ensure that all possible areas of dispute are identified as quickly as possible thereby minimizing potential costs and delays."

 

Are they serious? or are they rubbing home the fact that "you will be giving evidence in court" as a frightener?

Do they want a checklist i.e prescribed terms, interest rates, right to cancel, etc., so that they can get it right?

 

I am thinking of replying and quoting a few random legal case studies to give them something to think about.

 

If they start harassing me with no good reason and threatening court/home visits, when we haven't got any money, I might as well fight them.

 

Should I reply or ignore?

 

Cheers,

Rocky

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  • 3 weeks later...

Hi all,

Moorcroft wrote again saying that they are unhappy that MIDS contacted us whilst we are waiting for our CCA request to be fulfilled. No apology though.

 

I have now sent the official dispute letter to Moorcroft as no CCA has appeared after 14+2 working days.

 

Will let you know what happens if I get the CCA.

 

Cheers,

Rocky

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This is not new - Moorcroft have been using it for years. There's no need to reply; it's a template letter designed to make people think that making a perfectly legal and reasonable request will trigger some sort of court action. Like everything else DCAs push out, it's all pish and wind.

 

If 'MIDS' referred to above is Midas Legal Services, they are just a trading name of Moorcroft.

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  • 2 weeks later...

Hi Caggers, onward and upward!

 

No response to my CCA request, so I wrote to Moorcrap in March putting the account in dispute as I have not had a CCA in the 14+2 days.

 

I have had a letter from Moorcrap in April saying that their client's procedures won't let them provide a CCA without a signed request, and as my letter was unsigned, they are unable to complete my request at this time, providing me with a stamped addressed envelope for my reply, and suspending the account for 28 days.

 

I would be grateful for answers to the following:

 

1) Is my dispute still valid?

 

2) Should I send a signature or leave my initial request as it is?

 

3) Should I wait for the 28 days, or reply now?

 

4) Does this now mean that they have another 28 days to "find" a CCA and try and wriggle out of the 14+2 requirement?

 

Words can't express my thanks to you guys on this site! Well done!

Rocky

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Hi say to them no requirement for a signature on CCA request and if they are not sure that you are the person they are pursuing for this debt then they can take a hike.

 

No requirement for you to wait further than the 12+2 working days that is the requirement for a CCA request they have defaulted and can go forth etc.

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Hi RR

 

I've stuck a link in for the relevant letter as there's no legal requirement for a signature

 

R

 

Thanks everyone,

 

I have sent the no signature required letter back in their prepaid envelope.

Overto you Moorcrap!

 

Cheers everyone,

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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Hi PGH,

 

I used their already stamped envelope (bright yellow) addressed by them to their Compliance Dept (work experience kids?).

I think that the no signature letter is a good one and will give them something to think about.

They are definitely floundering.

 

They started the fight!

Rocky

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Hi Rocky,

 

Have you heard any further from Moorcrap?

 

I'm in the same position, received one of those letters following my CCA request, asking for me to tell them what I need to rely on in court. It's exactly the same letter, word for word, so obviously just some standard drivle they produce.

 

I'm not sure if it's crossed your mind Rocky but the bit that got me thinking is "we duly confirm we have requested the relevant documentation from our client"....hold on, I thought if Moorcrap now own the debt, that Moorcrap would be in possession of all the documents themselves and so wouldn't need to contact the original creditor???? After all, that's why I sent Moorcrap the CCA request, otherwise I would have sent it to the OC. Can anyone advise on this please?

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Hi Big Shoooz,

Sorry for the late reply.

I haven't heard any more from Moorcrap since I sent my last letter.

I think that they are agents for the OC. Others have said that they don't buy debts, so I might hear from them with a CCA eventually.

 

Of course things change and I am sure that they will be out to make money however they can.

Will keep you posted.

Rocky

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  • 4 weeks later...

Hi all,

 

Just received a letter from Tesco with an illegible copy of a faxed agreement. I mean illegible, most words are blurred and some are just missing. Not worth posting it.

It is a two page agreement with a two page schedule of arrears (which are freshly typed and legible).

 

Moorcrap wrote at the same time asking me to confirm receipt of the client's correspondence and asking me to contact them and agree payment.

 

Would it be reasonable to write to Moorcrap and continue the dispute until I get a legible copy?

 

Cheers,

Rocky

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Yep.....too damn right.

 

They have not complied so account still in dispute.

 

ims

 

PS Not worth posting it to give all a chuckle?

Edited by ims21
p.s.

 

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Ok folks, here it is! I have blanked the sensitive bits (which I could make out) in case any clever body can manipulate them digitally so that they are legible.

 

It seems to be a copy of a fax of a fax.

 

Tesco CCA anon 05-11.pdf

 

(Prize for spotting Mr. Moorcrap)

 

Cheers,

Rocky

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As much chance as a chocolate fire guard of that being enforceable.!!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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