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I reveived a letter from them this morning they purchased the debt from lowell.

 

I saw this off when B Carter had it.No cca.

 

 

It states

 

Creditor: Statue Barred Debt-Capitol One.

 

They are concerned this that this matter remains outstanding.

 

I'm concerned that they they trying to collect a debt they state in letter is statute barred:-)(i am aware the debt still technically exists)

 

I want to have a bit of fun with the idiots,idea's guy's :-)

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you had better start checking your credit file – because CCA or no, statute barred or no, a likely move is that they will put a default on your credit file. Very unfair and somebody needs to stand up to them and challenge them about this kind of practice.

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If the a/c is SB send them this; http://www.consumeractiongroup.co.uk/forum/content.php?408-Letter-sent-when-debt-is-statute-barred and if they continue to pursue make a complaint to your local Trading Standards & the OFT because they will be in breach of OFT guidelines.

 

If they have marked your credit file make a complaint to the ICO https://www.ico.gov.uk/Global/contact_us.aspx because they will be in breach of the Data Protection Act by incorrectly processing data.

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you had better start checking your credit file – because CCA or no, statute barred or no, a likely move is that they will put a default on your credit file. Very unfair and somebody needs to stand up to them and challenge them about this kind of practice.

 

I'll do a check to see if they marked it,if they have they will be challenged believe me.

 

I'll throw everthing at them i can find in law and go for compo.

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This is a case where £1000 was awarded when an incorrect default was entered on someone's credit file; Kpohraror v Woolwich Building Society [1996] 4 All ER 119.

 

 

I know of this case,if i have to it's the case i would quote.

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