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One claim at a time?


louisemounsey
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Is it correct that you can only have one claim at a time against any particular bank?

 

I have two going against LLoyds. One for my personal account and one for the joint account.

 

they never responded to the MCOL for the personal account so i have requested a warrant, and i have just returned my AQ for the joint account

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Hi Louise,

 

No I don't think that's right at all - at least I hope not! We currently have three claims against Lloyds - each of our sole accounts and our joint account. All of them have been on the same timeline. I haven't read anywhere that suggests you can't claim at the same time.

 

Good luck. Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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Hi guys this is the quote that concerned me from leamaries thread

 

 

'Hi Leamarie,

Sorry I didn't spot you sooner. I am claiming for 3 accounts as well. I was advised that we are best combining the lot as you can only have one claim against one bank at a time.

Keep us informed.

Bye for now,

Cat'

 

this gives me the impression that you can only have one claim at a time against a bank. However I have been advised in the past by moreeda that claims should remain separate.

 

which is it?????

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As I've just replied on that thread, I'm going to seek clarification on this by contacting my local court. As Lucid said though, I'm 99% sure that you CAN have more that one, I think people are misconceiving the advice that says you need to be careful if you issue multiple claims with a combined value of over 5K, becouse the bank could apply for them to be lumped together. This could then put you in the fast track, where costs are more likely to be awarded.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Aha...It all makes sense now. Apologies if my posting caused concern.

Thank you.

Cat

29 March 2006 Data Protection Act Request sent for ac 1 (then she got a bit distracted but got another charge so...)

27 May Prelim letter sent for ac 1

27 May Data Protection Act Request sent for ac 2 & 3

21 June Prelim Letter sent for 2 & 3

14 July LBA sent with schedule for ac 1 & 2 & 3

7 August MCO filed – defence expected 10 September

11 September defence filed - signed Sean Copping

12 September AQ form received

18th September AQ sent back to Lambeth Court and copy sent to solicitors both recorded delivery

13th Feb 2007 Court Date Set

15th Feb Reclaimed Money is in my bank Account

 

Cat's opinions are those of a nurse and most definitely, definitely not those of an accountant or solicitor, although she was always quite good at sums and elocution.

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