Is this legal or not?

[Worzel]

OK, heres the scenario:

 

My partner owns a car in her name. It is taxed and MOT'd. It is insured in her name until she gets a new car and swaps the insurance over.

 

Until then I have used that car now and then covered by my insurance, which allows me to drive any other vehicle as long as it doesn't belong to me (it doesn't its her car). My insurance covers me whether or not the car I'm driving is insured elsewhere.

 

Now, I'm fully legal if I use that car, driving it off my garden and to the carpark at my place of work (it's a private car-park). As I would be if I were to drive it between any private parking. But, and here's the but!

 

What about if I want to park the car in on-street parking? Is this car then kept ilegally on the highway as it has no insurance to cover it whilst standing still - or is it legal but parked at my own risk should it get crashed/broken into?

 

Worz

[wxantia]

hi i dont think your car insurance covers u for driving another vehicle unless it is insured and then no matter what your cover is ie fully comp they will only insure u third party for the car your using, and only if the car is insured by who ever it belongs to. So with regards to your question and parking your vehicle it would not be covered on the street if someone bashed it or nicked it anyway no mmatter who left it there cos it isnt insured.

[countrybake]

hi worzel the car has to have its own insurance, Then anyone with there own fully comp insurance can drive it (with permision) with no need for you to be a named driver on the car insurance. So you have been braking the law without it being insured