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thepalace 1 v's Express Gifts (Studio)


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Ok, so, I received my credit file from all the 3 main CRA's,

 

Default from Express Gifts as follows

 

 

 

Never signed an agreement with them, never gave them my express permission to give my data to the CRA's.

 

I sent of a CCA request along with £1 on 03/02/2011, 25 days ago.

 

No reply, postal order presumably cashed (although will need to check this), not even a sniff of a reply, no letter saying we have received the request, no letter stating they don't have to comply, Nothing, nito, niente (ok you get the jist)

 

Whats my next step now, should I report them to different authorities first before sending a NIP to them.

 

I have plans to go to court and obtain judgement, ordering them to remove the default, becasue I never gave my permission under the Data Protection Act, and the DPA is clear that my permission is required (Unless certain exclusions apply, but none apply to Studio) for them to share my data, so how on earth can a judge deny the request.

 

I have other cases on going against Lowells et al,

 

Lowells 1 of 2 can be found here http://www.consumeractiongroup.co.uk/forum/showthread.php?296453-thepalace1-v-s-Lowel-Portfolio-Default-1-of-2&p=3317330&highlight=#post3317330

 

Any help throughout the process, even if just moral guidance, or legal, would be welcomed with open arms

 

Thanks

 

thepalace1

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