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What are my chances of sucess by suing Easy-loans ltd, and GB consumer finance?


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As some of you know these 2 companies have been harassing me something shocking.

 

GB Consumer finance/Mason Chase ltd, run a number of websites such as purplepayday/paydaypush/urgentcashtilpayday/cashline/247cash and more

 

Anyway i recieve anywhere from 5-17 textes a day, i have replied several times to stop, but to no avail. On none of the websites is there a telephone number, mostly just an email address which in most cases come back as undeliverable.

 

I have complained to ICO - who have upheld my complaint, and have written to GB Consumer finance reminding them of the obligations.

I have also now complained to Advertising Standards Authority (Mason Chase has been warned already - google mason chason 2nd link down) they failed to respond to the ASA so they upheld the complaint.

 

ICO advised i should allow 28days, and if they comply i should no longer be harrassed.

 

If im still recieving these texts do i have grounds for a court case against GB CF?????

 

 

Easy-loans again no numbers on their websites.... hounding me with texts, even claim on one of their websites loans in 15mins, but WOnga aint an affiliate so thats a big white lie!!!

 

 

Any help from the legal eagles would be great...

ps.. all texts im recieving from these 2 companies im keeping as proof. Vodafone say they can supply me with dates and times when i

sent the stop messages, if need be

Edited by ihateyes
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Have you considered contacting your mobile operator and seeing what help can they offer?? Is it coming from a set number??

 

Edit saw your vodafone ref ask if they can do more??

 

Report them to OFT for breach of "Physical/psychological harassment " See here http://www.actcredit.com/OFT-Debt-Collection-Guidance.pdf Section 2.6

Edited by Delboy01

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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thats the problem they send of different mobile numbers.

 

i reckon even if i did take them to court, they wont turn up, and probably fail to pay whatever the court fines them!!! boy o boy then id hire a baliff to go to their offices!!! id have to drive the whole way from scotland down to chester and invite all caggers round to the car park to watch it unfold!!!!

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ps.. all texts im recieving from these 2 companies im keeping as proof. Vodafone say they can supply me with dates and times when i

sent the stop messages, if need be

 

Hi ihateyes,

 

In the event you need further assistance with this you're welcome to give me a shout.

 

In the meantime you may find the information accessible via this page of our website useful in regard to your efforts to stop the messages from being sent to you.

 

Best wishes,

 

Lee

 

Web Relations Team

 

Vodafone UK

 

 

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  • 2 weeks later...

So just whisked my complaint off to ASA... lastest tet i got was 100%approval rate!! This company isnt even a lender!!

Latest website these guys are using in lastmin3.co.uk

No mobile numbers on show, and unable to reply. now states to send text to 81101, but guess what.. delivery report says pending!!!Im gonna have a field day with this bunch if/when i go to court.

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Another quick update...

 

So the ASA has been informed and now i have informed trading standards...

The latest test from National cashline again say 100%approval..... then it says reply stop to stop messages, however as a mobile number no longer appears, there is no reply function for the message!!

 

I replied stop to a message last week, and got a reply advising i would be removed within 24hrs...

Recieved nothing yesterday, but lo and behold i got one today..

 

Thank you boys....

My day will come.

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  • 2 weeks later...

Ok so another wee update....

 

Trading Standards South Lanarkshire/Chester are now dealing with this.

ASA are now in possesion of the 'misleading' text.

 

I assume il hear back from ASA in the next 4-6 weeks, as they will attempt to correspond with GBCF, but i suspect they wont get an answer!!

 

Il update when the ASA make their ruling!!

Which i can only expect the compaint to be upheld.

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I get harrassed with these texts ALL day they wreck my head I am forever replying stop but it just doesnt do anything, sometimes I even get not able to send to them !!!

 

Ok start keeping the message you recieve if you reply stop turn on delivery reports and keep this (its proof you asked to stop)

 

Now contact the Information commissioner - www.ico.org.uk

Also contact consumer direct, who will take details and pass to your local trading standards

And if any of your messages state 100%approval complain to the Advertising Standards Agency as this company is NOT A LENDER - therfore cannot guarantee the lender will lend. www.asa.org.uk

 

The ICO has found in my favour

Trading Standards are unhappy that some messages i cant reply stop even though it says!

ASA - this will be upheld!

 

I still get maybe 1 a week, but better the 4 and upwards a day!

 

If they dont stop once all 3 rule in my favour il threaten court action, and i will be able to show the courts i have tried all reasonable attempts to have these messages stopped, and the company in question wont, also that 3 bodies have ruled in my favour, but that the company doesnt listen to them either.

 

ASA has already ruled last october in favour of a complainant against MASON Chase/GBCF.

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I've had a spate of the 100% approval at mad rates.... and one great text which stated "MAD approval rates for loans". Ignoring them seemed to work, or sending back "This phone is in the hands of the UK anti fraud authorities, you will be contacted shortly regarding your association with our suspect.!"

 

Cash Genie still don't get the message though that I do not want a loan from them... have sent some shirty emails back, now going to go down the ICO route with them.

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  • 1 month later...

Another update on these clowns.....

 

Am callin trading standards for an update tomorrow.

Had a message on my phone from the ASA asking me to call tomorrow, as they are having trouble getting a response from GB Consumer Finance/Easyloans/ are as they are now called PINGTREE ltd....

Suspeected as much anyhow....

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Ok so Trading standards still investigating....

The Asa spoke to me today..... interesting, but not surprising!!!

They hav noted a number of websites connected to this company. Firstly the correspond by email, by EVERY email address they use comes back as undeliverable!!

So they said it would take a bit longer than usual.

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Hi, I'm Mark Kennedy a director of Mason Chase. Firstly apologies about the below but as the person responsible for sending SMS marketing we do not send any more than one run every two days, the below activity you describe would simply cost us a fortune.. We have the ability to permanently remove you from all lists and all messages give you the option to reply with a STOP message which is free. This also ceases all messages.

 

If you send me your mobile number, I'll make sure it is permamently removed and if you send me your address we'll pop a small gift in the post as an apology.

 

Rgds, Mark

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Hi Mark in order for you to communicate by a private message, you need to make 5 posts... do 4 more posts and put just a letter in each message, then send me a private message....

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little update people:

 

I done a bit of research on Mark Kennedy, and i came up with contact details.... I duly made contact, and Mark called me back, which i have to thank him, as there is many that wouldn't bother.

 

His post is on the back of a lender notifying him about this thread... so thank you lender, whoever you are, as i feel this may be finally resolved.

 

I put my concerns to him, and he is going to look into this. I asked why when i send stop, do i continue to recieve messages, and why so many texts a day. He is unhappy as its a cost to him to send a message.... He advised at most they do 2 text runs a day, so i shouldnt have recieved more than 2 in one day.

I also asked why im recieving 100% approval texts when he aint a lender. He advised depending on the data he has on me, based on that information and the criteria of one of the lenders he passes the details on, i would get a loan, though a bank statement may be required.

 

People whose information differs would not receieve the same text.

 

I also noted to him that th email addresses on his websites dont work, again he is going to look into this, as i also Advised him the ASA are having trouble making contact.

 

Hopefully Mark will act on this, and my situation will be resolved. Everyone deserves that chance, and Im giving Mark that chance to rectify my situation.

 

Again Mark Thanks for making the call to me...

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  • 1 month later...

surprise surprise... thex text messages have started again.... 1 yesterday, 2 today from lastminutepayday.co.uk which is run by mark kennedy...

 

Will be emailling them in the morning, and i might need to escalate this. Ive got the emails from the regulatory bodies to confirm ive done everything reasonable, and email from adma brogen and mark kennedy advising i would be permenantly removed, but it seems their system in incapable of permanently of removing my number.

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  • 3 months later...

I've just received 40 FREE TXT MESSAGES from easyloan-ltd and counting. ****ing unbelievable! I'm so ****ED OFF what's the ****ing point in doin that? If there trying to gain extra customer there certainly going about it in the wrong way.

 

IF ANY BODY FINDS OUT THERE TELEPHONE NUMBER! PLEASE POST IT IN THIS FORUM SO PEOPLE CAN GIVE THEM THE **** THEY DESERVE!!!!!!!

 

I'm going to try my hardest to find there number and SHOUT AT THOSE ****ERS. They'll remove your number if we all shout at them and complain to the correct officials.

 

AGAIN! PLEASE FIND easyloans-ltd telephone number and post it in this forum and as many forums as you can find! The only thing we can do is HARASS THEM BACK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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I've just found easyloan-ltd telephone number it's 0845 4595639. Complain all you want now public! and make sure you make the bastard that picks up there phone sweat.

 

I've just had a right ****ing go at em, if it happens again as many people in this blog seem to think it will. I'll call em up again, and again, and again! Just like there doing to me.

 

Hope you do the same! POWER TO THE PEOPLE.

 

easyloan-ltd telephone number: 0845 4595639

 

also known as txt4payday.co.uk telephone number 0845 4595639

 

txt4payday.co.uk tele telephone number 0845 4595639

 

ALSO KNOWN AS

 

  • Payday UK
  • Quick Quid
  • Poundstillpayday
  • CashChoice
  • Cash Genie
  • Mr Lender
  • Month End Money
  • Lending Stream
  • Payday Express
  • Wage Day Advance

all have the same telephone number 0845 4595639. do your worst with em.

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I've just found easyloan-ltd telephone number it's 0845 4595639. Complain all you want now public! and make sure you make the bastard that picks up there phone sweat.

 

I've just had a right ****ing go at em, if it happens again as many people in this blog seem to think it will. I'll call em up again, and again, and again! Just like there doing to me.

 

Hope you do the same! POWER TO THE PEOPLE.

 

easyloan-ltd telephone number: 0845 4595639

 

also known as txt4payday.co.uk telephone number 0845 4595639

 

txt4payday.co.uk tele telephone number 0845 4595639

 

ALSO KNOWN AS

 

  • Payday UK
  • Quick Quid
  • Poundstillpayday
  • CashChoice
  • Cash Genie
  • Mr Lender
  • Month End Money
  • Lending Stream
  • Payday Express
  • Wage Day Advance

all have the same telephone number 0845 4595639. do your worst with em. :-x

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  • 5 months later...

Pingtree run a payday loan affiliate scheme basically, you'll see their application on loads of different websites, most of whom will give you the impression that they are a lender when in fact, your application once submitted enters the 'Pingtree' At the top of the tree is the company that offers the most commission, Mr Lender for example offer up to £50 for a successful referral, so they may get first dibs at your information, they'll process it and if successful all well and good, if not then your information drops to the second highest (PDUK pay around £45 per referral so it may go to them next) - this goes all the way to the bottom when you'll end up with someone like easy loans or another brokering service - or WDA who seems to accept even dead people. The pingtree would have anything up to 25 lenders in it, all at different levels, so christ knows how many credit searches you'll have done in 1 application.What's also misleading is that some of these websites show a CCA Licence number, fooling you into thinking they are a lender when in fact if you look at their licence, you'll see they are only licensed for credit brokering not lending.They harvest your personal information and store it, then it's resold for pence to marketing spammers who send you all of the messages.I really hope that you get somewhere with this, it's about time this industry was regulated properly

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