Statutory demand from Lowells/Hamptons

[Karada_uk]

My wife has just received a Statutory Demand for an alleged debt on a Capital One credit card accompanied by a letter from Hamptons Solicitors (a division of Lowell Financial). As far as I am aware there is no debt outstanding as my wife entered into a debt consolidation program with a loan from Alliance & Leicester to pay off all her credit cards. The last payment on the loan will be made next month (March 2011). I have had problems with being harrassed by this company before when the pursued me for two years over a "debt" on an HSBC Current Account despite my informing them that I have never banked with HSBC. I reported them to the OFT for that incident when they could provide me with no evidence of the existance of the "debt".

The process server who delivered the Statutory Demand told me that his business has just received hundreds of these SDs to serve, all from Lowell/Hamptons and all originating from alleged Capital One debts. Apparently several of them have already been found to have been paid and the funds were sitting in a Capital One suspense account.

The issue of Statutory Demands seems to be a heavy handed approach particularly as we have had no notification from Captial One of any assignment of any debt or any letters from Lowell other than a statement of account in January with no information on the source of the amount shown. The statement had no air of authenticity as it was printed on copy paper on a colour inkjet printer.

As Old Age Pensioners, these sorts of demands are very disturbing.

[silverfox1961]

Hi,

I have separated your post from the thread you posted on and moved it to a thread of its own as it is quite important you get advice

[im-mad]

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