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C L Finance & H.Cohen Debenhams card


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Hi Everyone,

I really hope someone can give me some advice on this situation;

 

A year ago I received a claim form from Northampton,I defended it.

I sent HC a CPR 31 letter and had no reply. I then filled in an AQ and the case was stayed,I spoke to the court a few times and they hadn't heard from HC.so didn't think it would go any further.

Then in Oct I get a letter from HC with a copy of an application form for a Debenhams account signed by me in 1994, with a different account no, and also a few statements.Its only for a small amount of money,I didn't reply I didn't think they could go to court on that.

Then get a letter from court with a hearing date for next month.

I have got their witness statement,they are saying I reported the card lost so was given a new account no,and that they haven't received any response from me,they cant produce a deed of assignment,also problem is I wont be able to make the court date as am overseas.the court said that I can CPR 27 and that HC will not be attending either.

I have got to do a witness statement,and really need some advice.

 

Thanks for any help.

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