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Can they close my credit card?


rjol
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Dear all,

 

Thanks for a great website - it has been invaluable in helping me wade through this problem!

 

The Halifax owe me just over a grand and I've sent the LBA today. I've already moved into a parachute account although I've left my Halifax open (but with nothing in).

 

My problem is that I have a credit card with them and if they were to close my account could they close my card as well and demand repayment?

 

Would be very grateful for any advice.

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They are unlikely to as it is a seperate credit agreement.

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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Hi Team.

 

The account is usually separate, so they should'nt close the account. This can also be seen as retalitary action under the banking code. Remember they make huge amounts on interest alone. Should be ok.

 

Good Hunting UKAVIATOR..

WARNING TO ALL

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