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Frederickson International Ltd/carter chasing old DWP debt


Pickles18
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I have been at my address for 9 months and this morning received the following letter from Frederickson Internationa Ltd:

 

"Dear Miss (My Surname)

 

We have made enquiries for confirmation of your current place of residence. Information has been redeived confirming that your address details have changed to this address.

 

Due to data protection legislation details of the account are not included in this letter.

 

Please call us immediately on (their 0845 number) quoting the above reference for more information.

 

Yours sincerely"

 

I have no knowledge of any outstanding debt - if I have any it may be from 2004 when I had a fire in my home and lost everything and life was rather chaotic - so I think this could be an old water bill or something.

 

I have had a good look around this site and see that the general advice is not to telephone these people so I'm not going to. No doubt they will write again - surely they have to tell me what this matter relates to as I'm not going to make contact unless I know this is actually something to do with me. Any advice anyone has would be greatly appreciated.

 

The letter has been sent to the house I live in but without my flat number so isn't quite correct anyway.

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You could wait for their next letter and then send the 'prove it' letter which should give you more information, as you say, if could well be statute barred.

 

http://www.consumeractiongroup.co.uk...ng-of-the-debt

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Thank you for your help HS - I am going to wait to see if I hear them again. At this point they are not saying I actually owe anything to anyone just that they want to me to make contact with them.

 

I'm surprised they haven't told me what it's concerning. If they write again I may just write "Not at this address - Return to Sender" on the letter.

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Their first letter is a fishing exercise, DCAs have been known to send letters to several people with the same name in the hope they catch the one they're looking for. As advised, ignore until they contact you again with specific information of what they are referring to. ;)

Anthrax alert at debt collectors caused by box of doughnuts

 

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Thy have admitted they are not sure who you are. So if they send a subsequent letter that includes any account details, they will be in hot water... couldn’t happen to a nicer bunch.

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

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If they send you any personal information which is not yours they will be in breach of the Data Protection Act & be liable to a rather large fine from the ICO. ;)

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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Because they would be releasing private data to a person they are not sure is the target. Against data protection act.

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Thank you cerbeluserut and DonkeyB,

 

So basically they cannot send me information of what it is unless they establish it is something to do with me and they cannot establish whether it is anything to do with me unless I contact them?

 

P

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Got it in one! They are hoist by their own petard.

 

Anyone know what a petard is? Wicki here I come...

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

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Anyone know what a petard is? Wicki here I come...
A french grenade.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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Indeed – it is a bermb!

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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HAHA DB - or should I call you Inspector Cleuso? A bermb - surely it cannot be a bermb - lol!

 

Excellent! I love it! They have no way forwards then!! I wonder why they buy debt if they have no way to collect unless they act outside the law.

 

P

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Quand je pète, je peux hisser la couette.

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Nope, I got it right! I speak (neigh?) five languages fluently – English, French, Spanish, Donkey and Bulls**t.

Edited by DonkeyB

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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  • 2 weeks later...

Hey guys,

 

I have been away for 10 days and have returned to 2 letters today. The first is from Frederickson saying I owe £570 to Department for Work and Pensions!! The letter is dated 15th Feb and gives me 7 days to pay in full. The second letter is dated 24th Feb from Bryan Carter Solicitors and gives me 14 days to pay £695 (new balance).

 

I have no idea what this is all about - what do you think I should write back to them? Any pointers greatly appreciated.

 

Thanks guys,

 

P

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Have you ever had a Crisis Loan or Community Loan?

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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Send them this; http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt make them prove a debt exists & they have the right to collect.

 

Don't take any notice of the fool Carter, he has no authority to take court action on a DWP debt.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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Send them the letter in post #22 anyway. ;)

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Thank you very much cerberusalert - very much appreciated.

 

Shall I just send the letter to Frederickson or to both Frederickson and Bryan Carter?

 

Love and light,

 

P

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