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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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London Underground - Prosecutions


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If it wasn't for the fact that judsges get it wrong there wouldm't be any need for lawters ... I'm not lawyer ... just an ordinary 75-year-old who did a law degree 1980 - 83 yo go with my degfree in electronics for the purposes of negotiatimg European Telecomms ... never intended to get involved with the other stuff .

 

My point is this ... I happen to disagree with the judges decision in Corbyn ... the decision there was a policy decision anyway made a very specific set if circumstances. If you stack it up against LUL's REPP there's an argument to be made. LUL prosecutors seem to live in this "Section 5(a)(a) / Corbyn" bubble ... don't seem to have a life outside of that ...

 

SDo one of the parts olf the argument is that there's no such thing in statute as "partial / almost" liability - real terms or imagined terms ... seems a nonsense to me ... and very bizarre ...

 

m

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I'm not going to get into lengthy discussion about this one. You clearly are on a crusade, but I'd ask you to forget about Corbyn for a moment

 

Your initial post suggests that your daughter used your Freedom Pass. The more relevant case would therefore appear to be Browning & Floyd (1946)

 

'in the case of a passenger using another person's ticket, the rail company might not have lost any money, but that passenger has not paid his fare and the offence is therefore committed'

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To Maxwell TM

 

The case is not " ... 4 years old ..."; it has been " ... ongoing for 4 years ..." ... as a legal man the words - and where you put them are essential ...

 

 

Massive legal cost??? I offered on up to thgree occasions to meet LUL to settle this internally with an apology,re-imbursement of my out-of-pocket expenses of around £2000 up to about November last year and a donation to Help for Heroes (I'm an ex-serviceman by the way) but got the brush off.

 

So ... p-l-e-a-s-e ... DON'T talk to ME about cynicism ...eh?

 

In any case if and when I win my two upcoming actions against LUL - take it from me I WILL regardless if the nay-sayers on here - of around fifty-kay, I'll dock my expenses, plus a bit for inconvenience and the rest WILL go to Help for Heroes.

 

Hobby horse? If people try to stitch me up then they take consequences ...

I re-qutoe you my family motto (albeit plaguerised): nemo meam familiam impune lacessit - no one wounds/provokes my family with impunity ... so there ...

 

m

 

The age of the case and challenges thereto are mere semantics. The point is that the case is old enough for the young person in question to have moved on. It would be interesting to see her view.

 

That you obviously expect plaudits for cobbling together an ersatz 'legal' bombshell, which will apparently shake TfL to its core is perhaps understandable. The cynicism with which you hide behind the protection of your 75 years, should this case fail is less so. Would you pursue this course were you liable to costs? I doubt it. Have you paused to let a competent expert examine your proposals? Apparently not.

 

If you are so bent on the legal route, why not volunteer at a local community drop in centre? With your specialist knowledge of fare evasion and its penalties, you could counsel those who contemplate bilking on their responsibilities and the consequences of dishonesty.

Edited by Maxwell TM

Quis custodiet ipsos custodes? :razz:

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To Maxwell TM

SRPO

Old Codja

 

I'll make thus the final post because the JR papers go off to the Admin Court on Monday so I'm going to rather busy ...

 

Nobody seems to have got the point that I made to LU and I will now for the fianl time before I go blue in the face:

 

I'm not challenging the conviction.

Yes she did use the FP, and yes, she was found guilty in her absence - but, using a bitta legal nous we didn't pay the fine the £250 and costs of £490, and in the same process saw off the bailiff who wanted £1200.

 

The use was inadvertent.

I didn't give her the card to use, nor did she ask me if she could nor would she have nicked it. She picked the blue wallet up by mistake thinking it was hers. Stuck her hand in her bag pulled out the wallet and plonked it on the terminal ... aah thought the RCI my first 'pull' ... and so early too ...

 

That bits over with ... geddit??

Well, at least the LU lawyers knew what I was talking about when I sent the requisite pre-Application Protocol. Unlike the readers here they understood completely that my beef is with " ... the manner in which the decision had been arrived at ..." .

Wasn't ANYBODY reading what I'd said?

 

Anyway the LU lawyers understood what I was talking about and responded appropriately

 

Their possible defences could be, me not being prompt and/or not within three months of the "decision" and res judicata. The court will decide whether grant permission to proceed regarding the first two just by reading the 2cm folder wth applications for directions etc etc.

If he rejects on the "paper exercise" he will tell me why and I have the option to ask for an oral hearing as an appeal.

 

If permission is granted and there's a prelim LU can move for

res judicata. If the judge agrees with them then I'm stuffed. So what's the problem/criticism ... even the professional get cases thrown out happens in courts every day ... so why hurl the bricks me - and from a distance I might add.

 

Corbyn and Browning are irrelevant in the JR context.

Where Section 5(3)(a) is being used is to challenge the validity of its prosecution policy based on S5 - different scenario altogether; no explanations - y'all can look it up for yourselves.

 

Semantics? Good grief - that's why they have to draft things properly to start with and without punctuatiom - especiallly commas.

 

Perhaps Old Codja would like to try this one:

 

She buys cakes from the supermarket in town

 

Now put the word 'only' in front of (or behind for that matter!) each word in the sentence ... see what I mean?) - and see whether semantics matters or not.

 

Hiding behind my 75 years? ... really? Cynical? Oh dear...!

 

Would I have pursued this if cost threatened?

Of course not ... would you?

But under HR I'm allowed to fight a case as a self-litigant - I have a case, and it's not vexatious ( see Uniplex and Burkett). For some people HR and politicians are a bit like sewers - nasty and smelly. but they're there for a purpose ... so get over it ....

 

Initially y'all came across as pretty objective.

 

But wot's all this?

 

"Obviously looking for plaudits" ... OMG ... where did that come from - and why?

If I were, I'd've been making much more noise in different places a lot earlier. I told SRPO earlier that IF I do have to walk away with egg on my face ...then so what? Y'all will have a chuckle ... but mentally I'm a tuff old boy (well, physically too for that matter) ... survived a lot worse

 

""" ... cobbling an ersatz case" - nothing ersatz about it ... copper-bottomed.

 

Should hear from High Court in about 3 - 4 weeks I guess.

 

m

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ok

typically people use cag to gain help and assistance............

 

if this thread is to be used for nothing more than a tennis match of opinions, and may i say

not in the best possible nature either in some instances.....

 

then it will be closed.

 

we do not and will not tolerate CAG forum users whom help people daily

being used as a target to see if a 'crusade' will stand-up in court.

 

anyone and everyone is entitled to HELP here....

 

but if that is not what is required here l suggest it is left to die.

 

dx

siteteam

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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mm - i speak for all the peeople on this thread & at CAG

 

you are MOST welcome to 'comeback' and you will get help.

do not think that you will not get it either.

 

should you need us we are here.

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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I eagerly await the result of these actions, there seems little point in posting anything further as the OP appears to be in la la land.

 

But he can't be in la la land, that's where I am.

 

HB :)

Edited by honeybee13

Illegitimi non carborundum

 

 

 

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But he can't be in la la land, that's where I am.

 

HB :)

 

As soon as I wrote it I noticed your location & thought thats handy you can keep us all updated lol

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I know that I don't know much, and what I do know is more to do with making a decent Yorkshire than law, but I have read this carefully.

 

To be a litigant in person, do you not have to be one of the parties in the action? The OP was not accused, and did not suffer any of the consequences. It is up to the daughetr to take action, isn't it?

 

Should I stick to eggs andflour?

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Not in my nature to throw anything. But I do make a reasonable sausage toad.

 

The OP sounds like the sort of talk I hear over Sunday dinner, I normally get told to stay out of arguments that I don't understand, and I am afraid that I really don't understand this one.

 

It seems like a Barrister has given advice, and other people have given advice on here, and the OP just wants to keep on going, when it is his daughter that is in the middle of this, not him. I think if the Barrister thought that the case stood a chance, he would have grabbed the chance to make money out of London Underground. I guess I have missed the point.

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