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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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Newbie needing advice please regarding HMCS Penalty & Marston Group


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Hi there

 

I'm after some advice please

 

Before christmas I received a hand delivered letter from Marston Group with regards to a penalty having been passed to them for collection and someone was going to be calling at the door to collect £575 from me

 

I contacted them and said I'd only just received a letter from DWP saying money was being deducted directly from my benefits weekly for a penalty. They said they would look into it and let me know.

 

Anyhoo I received a letter last week dated 12th January saying their client had been in contact to request deduction from my benefits but they'd been informed by benefits had been stopped and now I've got 28 days to pay £575.00. As I'd already explained to them I had not received original paperwork from issuing authority as I moved address and I'm not in a position to be able to pay the full amount in one go as I'm on benefits due to being a full time carer to my terminally ill 22 month old daughter.

 

Now I'm worried that they are expecting payment in full by 9th February despite me only receiving the letter last week. I really don't know what to do but I know I can't pay it in full but I can pay a bit off weekly. Any advice gratefully appreciated.

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I can see you have contacted Marstons..but have you contacted the DWP? Marstons are capable of stooping low enough to lie about what "their client" has said.

If you are on benefits and it was arranged for deductions to be made from them.....then I cannot understand how Marstons are saying "their client says your benefits are stopped"?

 

As painful as the experience is ( I know you will be passed from one dept to another) you are going to have to contact DWP and ask them to explain the situation more clearly. If needs be contact your MP as you should not be harassed by Marstons.

 

You would also be classed as a vulnerable person, it is part of The national standards of Enforcement agents 2002.

NATIONAL STANDARDS FOR ENFORCEMENT AGENTS MAY 2002

 

Those who might be potentially vulnerable include:

  • the elderly;
  • people with a disability;
  • the seriously ill;
  • the recently bereaved;
  • single parent families;
  • pregnant women;
  • unemployed people; and,
  • those who have obvious difficulty in understanding, speaking or reading English

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Thank you for your response wonkeydonkey

 

As it transpires some of my benefits (such as income support) have now been stopped due to a change in my circumstances but I am still in receipt of DLA (due to my daughter).

 

I will look into the NATIONAL STANDARDS FOR ENFORCEMENT AGENTS MAY 2002 thank you for pointing me in this direction.

 

There is no way I can afford to pay this fine all in one go even if god himself knocked at my door. I'm just worried about what the implications are.

 

One of the other problems is I can't remember where exactly the original penalty was issued from to contact them direct in the hope of explaining the situation and hoping for a better resolution with them.

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Hi Kelly

 

You do not need to have the exact dept. who issued the penalty notice, it is a general phone number and they will get you to the right dept.(eventually)

 

When you get to speak with them ask for the Manager and explain you need to discuss this with that manager due to the urgency of the situation, always write down the name of anyone you get to speak with as these government depts. have a habit of saying they have "no record of anyone ever having spoken with you"

 

Because of your daughter you will be classed as vunerable as that applies to the whole household.

 

Please post back here when you have spoken with DWP and caggers will help (if needed) to put together the appropriate letters to send to all parties.

I cannot understand why overpayment recovery has been sent to Marstons when they are aware of your circumstances.

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Thank you Wonkey - I will contact them in the morning and try and make some headway

 

If you had not received the original summons, then you should have been advised to file a Statutory Declaration. This was on the basis that you had moved address etc.

The effect of filing such an application is that the fine would then be cancelled and so too, would the bailiff fees.

 

You must contact the court in the order and explain that you had not receive the original summons and you MUST explain about your daughter.

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Morning all - I've been in contact with my local Magistrates Court this morning who have advised me to go back to the Bailiffs and explain the situation and see if there is anything they can do? I feel like I'm going round in circles and constantly dreading every knock at the door

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Just a note to let everyone know this has now been resolved - a huge thank you to Tomtubby for all your help

 

I was glad to assist.

 

Strange as it may seem, Marston Group are pretty good when they recognise a case that would appear to be "vulnerable". In your case, the Warrant is now to be returned back to the court and bailiff enforcement is to cease. This is not the end of the matter of course. You will now need to ensure that you make contact with the Court and ask them to arrrange for direct deductions to be made from your DLA award at a nominal rate.

 

When talking to them, you could also ask whether consideration can be given to remitting some of the fine. Given your circumstances, this may well be possible and will involve you attending the Magistrates Court for a simple Means Hearing.

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