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Robinson Way old london Scottish finance debt


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  • 1 month later...

Hi jj, I would ignore for one they have been instructed by their client (earlier in the thread, someone said London Scottish went into adminstration) so I doubt very much it would have been them. Two have you had a Notice of Assignment letter from Robbers Way stating these solicitor munters can collect on the debt? Three it very much looks like from the letter that the solicitors is actually Robbers Way, same address at the top left hand side and same telephone/fax number. Four have you even had a Notice of Assignment from London Scottish or Robbers Way originally to say they can collect the debt or have rights to collect the debt? And Fifth and finally no one will be doing anything over the new year period as no where opens up again until the 03 Jan 11 if your lucky (I believe its a bank holiday) and even solicitors like having a beer or two. Just ignore and use the money to enjoy the new year in. PM:madgrin:

IQOR (the OH) - No CCA, gone away.:madgrin:

Simply Be (the OH) - No valid CCA, gone away.:madgrin:

HSBC Loan - No CCA, not gone away but who cares, they have nothing.:madgrin:

HSBC Overdraft - No CCA, not gone away but who cares, they have nothing.:madgrin:

LTSB Loan and Overdraft (the OH) - AID, awaiting result on PPI and Bank Charges complaint.

Vanquis - No CCA, gone away.:madgrin:

MBNA CC - No CCA, awaiting DSAR outcome.

MBNA Loan - awaiting DSAR outcome.

Capital One (the OH) - No CCA, gone away.:madgrin:

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Also notice how they make people panic saying they will take you to court. Re-read the letter "we MAY take court action" in other words "we won't as we can't but we'll try and scare you anyway!".

 

They're idiots.

Ex CAG helper ^_^

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jj as I and cheddar has pointed out, mug them off, they know they cannot do anything to you, even if they took you to court. They'd be on a hiding to nothing, your CCA is unenforceable. I only know this as they keep doing it to me, and I ignore them, debt unenforceable (fact I've SAR'd the OC and not received NoAs.,DNs, nothing). They are a bunch of monkeys and should be treated like that. Ignore them and they will get bored, don't fall into the trap of paper tennis, they will think they are getting to you. As I said enjoy your saving money on bringing they new year in!!!!!:wink:

IQOR (the OH) - No CCA, gone away.:madgrin:

Simply Be (the OH) - No valid CCA, gone away.:madgrin:

HSBC Loan - No CCA, not gone away but who cares, they have nothing.:madgrin:

HSBC Overdraft - No CCA, not gone away but who cares, they have nothing.:madgrin:

LTSB Loan and Overdraft (the OH) - AID, awaiting result on PPI and Bank Charges complaint.

Vanquis - No CCA, gone away.:madgrin:

MBNA CC - No CCA, awaiting DSAR outcome.

MBNA Loan - awaiting DSAR outcome.

Capital One (the OH) - No CCA, gone away.:madgrin:

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Hi

 

Needless to say dont phone them write recorded delivery or at least proof of posting.

Relax the boys & gals will assit in routing our these bloodsuckers.

In the mean time me and Che need the real stuff and are off to our local ****** to hijack one of them

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  • 1 month later...

I am being chased again by Robinson Way, regarding a debt that we owed to london Scottish finance ltd. The original agreement had a conditional sale fee charged on it, we were told by here that this made the agreement unforceable. They are now threatening us with a home visit and have already threaten us with court. I have reported them to the oft but feel they wont leave us alone. I have posted a lot of threads about this, but i am still worried, dont want them to show up at the door.

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Send them this letter http://www.consumeractiongroup.co.uk/forum/content.php?410-LETTER-USED-WHEN-A-DCA-THREATENS-A-DOORSTEP-VISIT in the mean time keep a copy by your door and hand it to them if they call round.

They have no legal powers to come to your house, so turn them away, it's your property and access is by invitation only

My advice is given through personal experience and is given without prejudice

 

 

If I Have helped please feel free to click the star

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And their consumer credit licence states they do not have permission to canvas off premises. So basically they are breaking the law if they send someone round.

 

Report them for threatening some thing they are not allowed to do under the terms of their licence

My advice is given through personal experience and is given without prejudice

 

 

If I Have helped please feel free to click the star

:smile:

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After reading your other thread regarding this matter, the Caggers are convinced that the debt is unenforcable, I haven't gone in to it but Pinky knows what they are talking about.

 

Are you receiving phone calls from them as well?

 

There is nothing they can do to you to make you pay, this debt is unenforcable in the court of law. They are allowed to ask you to pay the debt, but not threaten you with court action or door visit.

My advice is given through personal experience and is given without prejudice

 

 

If I Have helped please feel free to click the star

:smile:

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Have you checked that Robbers Way actually have a copy of your agreement? You say you have a copy, but not whether that is the original you kept or whether it came from them. If you haven't checked with them, I'd be inclined to CCA them and see what happens.

 

How long ago was this debt as RW tend to specialise in Statute Barred or nearly SB debts. Equally they're known for chasing unenforceable debts. All of what you say would fit with this.

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