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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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MBNA CCJ/CO (Rest K) - sold to Marlin


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Hi Cad!

 

Thanks for that! Was going to send them an email as i really don't want to talk to them so will send em a PO with reference number etc etc and a quick note with an explanation on it! How's that sound?

 

Bil..

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  • 2 weeks later...
  • 1 year later...

just had a letter from Restons threatening me to fill out an I&E form etc etc and if i dont send by 17th this month they may cancel my agreement

( wonder if the court will mind as its part of the ccj payment they set) and instigate legal/ and or recovery process!

 

 

ow can i ignore the sods as its a court ordered payment?

or can i just send em a snobby letter back pointing out the obvious?

 

Any thoughts please!

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And just checking! are they legally entitled to an I@E form or is it just the court that can ask for it please? Just checking before i write them a nice snotty letter on Monday!

 

Regards.

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Hi Cad! Hope your well? Yeah i get same sort of thing from optima... But this one from Rectums states if i dont reply by 17th then they will cancel agreement and seek the usual court baliff etc etc...

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The court have set the amount to pay.

As long as you keep to that, there is no chance of bailiffs or any other enforcement. If they wish to increase the amount.

They need to apply to the court. Just tactics to increase payment.

I wouldn't worry mate

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Cheers Cad! So i dont need to bother with a letter for them then? Cos i really cant be bothered writing to them, but would like to point out that ive never missed a payment and its a court order etc etc!

 

Thanks as always Cad"

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Did you reclaim everything you could to help off set this???

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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"Dear Pestons,

I currently pay as per the court's order, and have complied with that order scrupulously.

 

You have requested a further I&E form from me.

I am aware only the court can order this or amend the current order I pay under.

 

I was considering seeking an order from the court to reduce my payments due to a deterioration in my financial situation but I was concerned about finding the funds to pay for such an application.

 

If Pestons are suggesting they will fund such an application (for me to produce an I&E for the court, and the court to consider amending the order under which I currently pay), that would certainly avoid me having to find the funds for such an application 'up front'.

 

Please let me know if you decide to go ahead with your offer of funding such an application."

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  • 3 years later...

Afternoon Chaps!

Been a long time,

 

had an old MBNA debt (ccj and co from them.)

Optima had sold the debt on to MEIII and were adding interest to the credit card debt etc etc

 

they have never ever sent any statement of account,

never informed me they were going to charge it etc etc.

now optima are passing it all on to mortimer clarke...

 

i now have three different letters with three different amounts owed!!!

The last one from Optima was roughly where the amount should be after paying all these years!

 

Now MeIII shows it at £6.5k more than Optima,

yet last year they sent me a ie form showing a balance of even more than MEIII!!!!

Confused i certainly am?

 

So question is which one am i entitled to believe?

 

Regards..

 

Bil.

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  • dx100uk changed the title to MBNA CCJ/CO - sold to Marlin

to stop everyone scanning all 500+ posts and 22 pages...

 

The OP got a claimform from MBNA which they returned form 9 admitting the debt and offering £20PCM

MBNA latterly went for a CO , which is only a restriction K, on a jointly owed home, which changed nothing.

 

debt with CCJ/CO was sold to Marlins.

optima legal to date have always been the payment receivers, even after sale.

looks like Marlin have moved to Restons.

 

pers

i'd get an SAR off to MBNA

SAR to Marlins

SAR to optima legal.

 

lets get all the paperwork and see who is lying about the balance

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Lol. Yes I remember seeing this as an original.

 

No interest permitted on a CCA debt like this

Unless it is under the courts act, post initialising proceedings. section 69 county courts act.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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  • 5 months later...

Good Morning Everyone!

 

Been a little while, but would if possible like some advice?

Have thread long time in running ( it's here somewhere i believe?)

 

old MBNA debt passed on to MEIII from Optima ( vast difference in amounts owed, last from Optima was 17.6k they were adding interest when they shouldn't have) Sold to MEIII for 15.7K.. i knew the amount was smaller as i've been paying £20 a month towards this debt via court order etc. etc. 

 

just had a letter from Mortimer (with finally the correct amount 9K.). It acknowledges that i'm continuing to pay my debt off, but would like me to pay by instalments of £120 per month to clear debt off sooner! Now there's no way i can afford that amount, i can't even afford an extra £1. So they've asked me to get in touch to arrange my new plan?

 

My question is

can i file this with the rest of the old letters from all the old DCA's or politely remind them i'm paying via court order?

Oh! And can i safely ignore this rubbish? And just carry on paying as i've never missed a payment to all 4 of my creditors!

 

Thanks in advance to all you kind people

 

Bill.

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If you have been paying as per this for a long time - Then I think there are some rules that stop companies from forcing you to pay a higher amount. 

Id have to check the FCA CONC Sourcebook but currently just continue paying accordingly is the advice I would offer. 

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Thanks for that, have been paying all 4 creditors the same amount for 10 yrs now! each get £20 per month as that is all that's left after the end of month i literally have no money left!

 

I hope as per usual its a DCA trying it on to get more money?

It sort of makes me laugh when it starts thank you for continued payments we want you to pay only what you can afford! then invite me to call and pay six times more than i can afford???

 

Love them!

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Gotta fund the Summer Party somehow... Have you been to a company doo like this? I have... Its not pretty.

It gets messy and the people who pay are you! :(

 

On a serious note. I think that £20 is way too much... If you are pushing yourself... Reduce it to £10 a month or even £1 a month. 

Other people might say different - Id listen out for other advice, just adding mine. 

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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  • dx100uk changed the title to MBNA CCJ/CO (Rest K) - sold to Marlin
On 30/08/2020 at 12:15, dx100uk said:

to stop everyone scanning all 500+ posts and 22 pages...

 

The OP got a claimform from MBNA which they returned form 9 admitting the debt and offering £20PCM

MBNA latterly went for a CO , which is only a restriction K, on a jointly owed home, which changed nothing.

 

debt with CCJ/CO was sold to Marlins.

optima legal to date have always been the payment receivers, even after sale.

looks like Marlin have moved to Restons.

 

you keep paying what the court ordered and ignore them.

nice they've eventually got the figure right...

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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