Jump to content


  • Tweets

  • Posts

    • good you've learned to copy and paste.. now you need to answer the questions.....   where each one says Give answer here click it & just type your answer   as for all your documents, emails, appeals/replies etc there is a fully detailed upload<<clickme guide redact anything like pcn/ref no's, addresses, reg no's, pcn,email addresses of YOURS (ie anything they can use to ID you on here) but LEAVE all times/dates costs etc
    • Wait and see what they offer you then.  As I said above, if they have made a mistake it is possible that they might decide not to proceed out of embarrassment, even if the error is not such as to disadvantage you.  They did in SpeedyCBR1100's case.  You might get lucky too.
    • f you have received a parking ticket or a letter concerning a parking ticket:   Firstly, please check whether this is a PENALTY charge Notice or a PARKING charge. If this is a PENALTY charge notice from a County Council or TfL , please click HERE   Do not ever use or give an email address to a private parking company or their dogs   Choose the relevant section below: WINDSCREEN OR ANPR [for ANPR there will be TWO PIX of entry/Exit] copy and paste the relevant questions section to a new reply msg box in YOUR TOPIC...answer each question at its end..hit send/post   For a windscreen ticket (Notice To Driver) please answer the following questions....   1 The date of infringement? Give answer here    2 Have you yet appealed to the parking company yet? [Y/N?] Give answer here YES   If you have then please post up whatever you sent and how you sent it and the date you sent it, suitably redacted. [as a PDF- follow the upload guide] By email Has there been a response? Give answer here   Please AS A PDFFILE  ONLY ..post it up as well, suitably redacted. - follow the upload guide]   If you haven't appealed yet - .........DONT ! seek advice on your topic first.   Have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] Give answer here   What date is on it? Give answer here   Did the NTK provide photographic evidence? Give answer here   [scan up BOTHSIDES to ONE PDF of the PCN and your NTK - follow the upload guide]   3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?] Give answer here   4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? [it is well known that parking companies will reject any appeal whatever the circumstances] Give answer here   5 Who is the parking company? Give answer here   6. Where exactly [Carpark name and town] did you park? Give answer here   please do not put JPG Picture files into your post   .............................   For PCN's received through the post [ANPR camera capture] (must be received within 14 days from the Incident)   Please answer the following questions.   1 Date of the infringement Give answer here     2 Date on the NTK [this must have been received within 14 days from the 'offence' date] Give answer here   [scan up BOTH SIDES as ONE PDF- follow the upload guide] please do not put JPG Picture files into your post   3 Date received Give answer here   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Give answer here   5 Is there any photographic evidence of the event? Give answer here   6 Have you appealed? [Y/N?] post up your appeal] Give answer here   Have you had a response? [Y/N?] post it up Give answer here   7 Who is the parking company? Give answer here   8. Where exactly [carpark name and town] Give answer here   For either option, does it say which appeals body they operate under. Give answer here   There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE   If you have received any other correspondence, please mention it here   Copy the windscreen or ANPR section to your thread and answer the questions... …….... In either case scan up bothsides of any letters/tickets in or appeals made out to ONE MULTIPAGE PDF ONLY please do not put JPG Picture files into your post I really don't know how to put all the emails and letters into a PDF and then  put them here.  I have written to all and sundry and have dozens of emails.  The last development was the Cllr for RBKC saying she can do no more but has got the payment date extended to the 5 August and am now waiting for the response from CEO of Peabody or his Media assistant. I find this site difficult to navigate and need someone to help me with technicalities.
    • Thanks for the update   FRB = future revenue benefit   Can you upload the letter you refer to in the last para of your last post but hide all identifiers  - see out upload guide.   I may suggest you send them the same letter I suggested in the post here, but you should alter it slightly to make it your own - https://www.consumeractiongroup.co.uk/topic/435744-hmrc-asking-me-to-repay-fast-tax-rebates-ltd-scam-rebate/?do=findComment&comment=5122682  
    • From Sunday, government payments reduce to 60% towards salaries, with employers paying 20%.View the full article
  • Recommended Topics

  • Our picks

  • Recommended Topics

Moorcroft chasing Lloyds loan now sold to 1st credit


intend
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 963 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • 4 months later...
  • Replies 395
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Re Post 325 - update on Credit Card.

 

Had a reply - stating my proposal to pay £10 per month was acceptable - muppets - am currently paying this and requested a reduction to £5.

 

Not sure what to do next

Link to post
Share on other sites

Re Post 325 - update on Credit Card.

 

Had a reply - stating my proposal to pay £10 per month was acceptable - muppets - am currently paying this and requested a reduction to £5.

 

Not sure what to do next

 

 

Pay them the fiver intended.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • 2 weeks later...

Like to get things under control so wrote to them clearly stating the offer of £5 - daughter just rung - they have accepted the £5 offer - saves them £5 a month, not much to Dave and his mates but better in her pocket.

 

Intend

Link to post
Share on other sites

Like to get things under control so wrote to them clearly stating the offer of £5 - daughter just rung - they have accepted the £5 offer - saves them £5 a month, not much to Dave and his mates but better in her pocket.

 

Intend

Well one intend!!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Thanks Brig - your help has been invaluable.

Thank you!! Always happy to help!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • 2 months later...

Credit card update

 

 

- long ago when requested CCA noticed the PPI box was YES

but when checking current statements none was being paid so did not pursue.

 

 

Today told by OH to shift the mountain of papers from LTSb which have been on bedroom floor for months

- never looked at it in detail as nice folks at the Loans section sent me details of loans and PPI payments ( one current claim and one pending).

 

Well lo and behold copy CC statements show PPI on card for 19 months so about to start claim

 

Point for this post here is - son-in-law had lots of £12 charges at same time - how realistic is it to claim these back??

 

Intend

Link to post
Share on other sites

outside of 6yrs little chance unless you issue a court claim.

 

 

however if they are within or after the PPI period

very good chance

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Fee are from Jan 08 to Feb 09 and within the period he was paying PPI

Go for it!!

  • Confused 1

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Cheers Brig - nothing ventured nothing gained

How true Intend!!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

don't forget the FOS/FCA have recent told creditors they must include unfair PENALTY charges

that, as a result of the removal of PPI, would not have occurred must be refunded within a PPI reclaim too

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

don't forget the FOS/FCA have recent told creditors they must include unfair PENALTY charges

that, as a result of the removal of PPI, would not have occurred must be refunded within a PPI reclaim too

 

 

dx

 

 

Thanks for adding that dx.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Morning dx.

 

Re your statement of being able to claim charges incurred because of PPI, this is interesting as 2 previous claims, both banks (Citi and RBS) refused to entertain a refund? Have you any links from FOS/FCA I can quote to reclaim as I've been unable to find anything on the web?

 

Cheers

 

TT

Link to post
Share on other sites

  • 5 weeks later...

Loan update - Nice of 1st credit to send me an annual statement of all financial transactions for last year - could have saved the printer ink by sending a blank piece of paper.

 

Also a nice reminder of ways I could pay - account remains in dispute and hopefully will be until statue barred - must check date for this.

 

Intend

Link to post
Share on other sites

  • 7 months later...

Umm - update - daughter just had a phone call from Crapquest asking for her oh. Told them writing only - not sure why they should be chasing anything - cc debt paid every month and still owned by Lloyds and loan was sold to 1st Credit.

 

Guess it is a case of watch this space, did check date but forgotten, did write it down but forgotten where - an age thing.

Link to post
Share on other sites

prob the usual trying to get more money despite an agreement being in place. ignore?

if they've got anything import to say, they can do it in writing. :)

IMO

:-):rant:

 

Link to post
Share on other sites

  • 1 month later...

Two letters arrived out of the blue - one concerning the credit card (under control - no interest, paying £5 a month over the counter direct to Lloyds) the other about the loan - no agreement no paid for a long while and sold to 1st Credit.

 

Will put up separate posts when I have read them carefully and refreshed my memory - daughter worried by this latest develpment.

 

Intend

 

Right - Credit Card first - not the most significant but probably easier to get a plan going. Single envelope rec'd with two letters in.One with Lloyds letterhead from H Singh Director , Collections and Recoveries

 

"We are writing to notify you that Lloyds Bank has assigned all rights, title and interest in respect of this account to the Cabot Credit Management group, effective 26/03/2015"

 

Yes the date is correct - March!!

 

Then states "Please note your existing repayment arrangement will be honoured by Cabot and will be reviewed within the agreed timescales"

 

Letter from Cabot states they have bought the account. They are happy for me to continue with the existing repayment plan and that payments need to be made to pay them not Lloyds.

 

How best to proceed??

 

Is this sufficient evidence/proof of sale?? Am sure this must have been asked before. Both in same envelope, no actual address on the Lloyds letter just registered office. Tempted to ignore for a while and carry on paying my five pound coins in a t a local branch.

 

Why the delay from sale to the letter??

 

Annoyed that they have sold it as paying regular and offered a F+F which probably more that they got from Cabot.

 

Any advice welcome

 

Intend

Link to post
Share on other sites

STD assignment

 

CCA time

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to Statue barred lloyds loan with unclaimed PPI
 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...