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    • a 'witness' to it not arriving till the 15th is sadly immaterial too. regardless to the above anyway, the PCN remains valid. 
    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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50-50 liability claim: rights and do I declare as a claim going forward?


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Hello,

 

Recently a car insurance claim of mine was settled 50-50, much to my annoyance. I was not at fault and the scheming other driver admitted liability only to later say it was my fault.

 

Do I have the right to appeal this? And can I claim back half of the excess I paid?

 

In addition, going forward, does this have to be declared as a claim within the last 5 years? My insurance company have put my annual fee up to a ridiculous amount following the claim and now I am going to get other quotes so that I can leave them.

 

Many thanks for your help in advance.

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Do I have the right to appeal this? And can I claim back half of the excess I paid?

 

In addition, going forward, does this have to be declared as a claim within the last 5 years?

 

Once your Insurers have decided on a 50/50, really the only avenue is for you to take the other driver to court and hope that they decide the other driver was 100% responsible. The downside is that you lose and your Insurers refuse to accept any liability to pay the third party for the extra amount involved.

 

You can claim 50% of your excess back from the 3rd parties Insurers. You can either do this by sending their Insurers a copy of the bill showing the excess you paid or if you have legal expenses cover on your policy, your Insurers will do this for you.

 

This will go down as a fault accident on your policy and yes you will have to declare it. (fault does not mean you were totally at fault, it just means that your Insurers could not make a 100% recovery of any outlay from the 3rd parties Insurers).

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  • 5 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

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