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No CCA, passed to new DCA. Advice?


Fagin61
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Hi Guys,

Just after a bit of advice. I requested a cca from Wescott Credit Services for a credit card debt, I wanted to see how the charges broke down. That was on 27th Dec, this was never sent to me, but this has now been passed to Credit Security Ltd demanding full payment otherwise a Debt Collector COULD call, CCJ issued against me, blah, blah, blah. Love the word COULD.

Do I send a " bemused " letter? and if so is there a template I could use? Any advice would be most welcome.

Thanks

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Did you send the £1 fee ?

If it is a statement of account that you are after,which shows added interest,fees etc,then you are entitled to this under the CCA and also the OFT debt collection guidance 2003.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Allow another week for the CCA if only on 27th Dec because of extra bank holidays etc.

 

Write to Credit Security to say CCA req from Westcott and account in dispute and until copy produced then will not look at any further.

Debt Managers (Barclaycard) £7150 - CCA sent - poor photcopy of app form - they rtnd acct to BC. Then Robinson Way come on scene - sent packing straight away. Will they try a third attempt????? :) Yes they did, roll on Westcot, told them were to stuff it. Not heard anything since but Lowell Financial have been searching my credit file. Round 4, ding a ling ling!!:D Now Crapquest on the scene - bought the debt and want the balance... don't think so 8)

 

Equidebt (Co-Operative Visa) £6800 - CCA sent in June - no response still!! Was Ex-Northern Rock card so probably lost. Equidebt have now agreed to write off and remove credit ref listing completely!!! :lol:

 

 

Robinson Way (Abbey) - debt sold to RW £1840 - await letter from them....cant CCA as bank account.... agreed to settle for £368 :-D

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Debt Managers (Barclaycard) £7150 - CCA sent - poor photcopy of app form - they rtnd acct to BC. Then Robinson Way come on scene - sent packing straight away. Will they try a third attempt????? :) Yes they did, roll on Westcot, told them were to stuff it. Not heard anything since but Lowell Financial have been searching my credit file. Round 4, ding a ling ling!!:D Now Crapquest on the scene - bought the debt and want the balance... don't think so 8)

 

Equidebt (Co-Operative Visa) £6800 - CCA sent in June - no response still!! Was Ex-Northern Rock card so probably lost. Equidebt have now agreed to write off and remove credit ref listing completely!!! :lol:

 

 

Robinson Way (Abbey) - debt sold to RW £1840 - await letter from them....cant CCA as bank account.... agreed to settle for £368 :-D

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