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Hello everyone.


I'm new to CAG and still trying to find my way around the stacks, as it were.


I'm in debt and in difficulties, and I'm currently dealing with a DCA (Mercers). I've already found information here that will be invaluable in demonstrating to the (Edit) I'm dealing with that I can defend myself and am not a push-over.


I'm sure that at some stage I will post accounts of my experiences dealing with banks, store cards, credit cards, loans and CCCS, whose advice caused me a good deal of inconvenience, and occasionally does still, incurred unnecessary costs and whose incompetence resulted in the increase of the amounts I owed and owe. I had eight steadily growing debts three years ago. I ditched CCCS and now have only two. Under CCCS my store card debt very nearly doubled because of the charges that were added.


Don't let the (Edit) get away with it.

Edited by maroondevo52
Removed inappropriate words.

When you're chewing on life's gristle whistling rarely helps.

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Hello and Welcome, William.


Looking forward to seeing your threads once you get them up and running.






Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 5 months later...


Welcome to The Consumer Action Group.



I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.


Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.



Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.


It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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