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Yep Statute barred: I have credit reports from Oct 2012 that the debt was originally ShopDirect this report had missed payment markers Mar 2012 to Oct 2012 as I was disputing charges. Then on a credit report from March 2013 it shows: Account Name: CapQuest (Formerly FTC) Type: Mail Order Account started 22/03/2010 Default Date: 04/12/2012 Current Balance: £884 and Default Balance: £393 With two months Default markers Credit report Apr 2015 shows that the Balance was £884, but then in May 2015 balance was amended to £524 This was a the result of complaint with directly with the original lender Shop Direct and not Capquest. The refund was never given to myself by Shop Direct but passed straight to CapQuest which I disputed as the complaint was between myself and Shop Direct. I never got an reply relating to that. I have not had any contact with CapQuest probably since 2015 to tell them that the account should be closed due to the complaint and that is should be passed to the original lender. I have never agreed / acknowledged the actual debt with CapQuest or any such contract with CapQuest - it has always been disputed with the original lender.
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No such scheme as Parent & Child bays anyway, all road markings on private land are graffiti and unenforceable under any law.
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By CardSrong212 · Posted
Hoping i get the funds back, really dont care about the account - they can close it all they want. -
Well, the negotiation period ends today. You need to draft your report for the judge. It'll be very short, the builder refused to budge.
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