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account still showing active in experian, not used since 2003


wasp23
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Hi

 

I had a orange account that was used in 2003, bit it was discconceted after owing £300, I have not paid anything back or used the account since then, I got experian to challenge this and orange have come back and stated the account is still active and for experian to leave on my credit file, this is showing as owing £300 and as satisfied and 0 for each month, so negativity on there, but i want it removing.

 

any ideas

 

Cheers

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What is the default showing as?

If it's six years ago or more then it should come off automatically. If it hasn't point this out to the CRA's and get them to get it sorted out.

If the default is less than six years old what grounds do you feel it should be removed sooner under?

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