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    • like you dont reply at all what the debt looks like a loan  who was the oc? is it on your credit file? what is the defaulted date?   i will guess you've already sent a CCA request etc? why if it wasn't a letter of claim did you ever bother responding?   then we'll get this off to it's own topic as you quite rightly say its off topic and shouldn't be in this thread   dx  
    • Duty to mitigate loss isn't a 'general rule, but case law (precedent)   https://en.wikipedia.org/wiki/British_Westinghouse_Electric_and_Manufacturing_Co_Ltd_v_Underground_Electric_Rlys_Co_of_London_Ltd   https://scholarship.law.columbia.edu/cgi/viewcontent.cgi?article=2994&context=faculty_scholarship   highlights that you'll need to focus on the post-repudiation value, rather than any current value for the assets.
    • https://www.biospace.com/article/comparing-covid-19-vaccines-pfizer-biontech-moderna-astrazeneca-oxford-j-and-j-russia-s-sputnik-v/
    • I called my GP surgery and offered to jump in car and turn up at no notice if they got no shows and was told 'thats simply not happening' When I pointed out that the BBC had raised the issue I was quite bruskly interrupted (unusual at my surgery) and told the media is spouting rubbish which is helping no-one.   I do know that hospital/vaccination center staff are/have been given doses from failed attendances. presumably managed locally   We need to understand that patients can call again, but the vaccination doses are and will remain for some time limited and waste (including relying on others turning up after one failure to turn up) is to be avoided at all costs   There is also the issue of managing the second dose (errr) for those who are given one out of sequence. Let alone any questions regarding that being 'approved'     Personally I would be happy getting one dose early whatever happened later.  (one different vaccine, two matching, no other, whatever)  
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

Advent Computer Training (Barclays Partner Finance)


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  • 4 weeks later...
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Hello, I am new to this forum and need a bit of advice. Due to go to court with BPF as I am an ex advent student. Do I need to create a new thread for it to get advice? Thanks for any help!

yes in the legal forum

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Could you point me in that direction please? Looked around but there is a lot of forums to search through! Thanks

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?170-Legal-Issues

 

sri link did show

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...
Anyone else have the Barclays default removed, but the Marlin one still there?

 

Yes, I had noticed that.

 

Also had a letter today from resolvecall asking me to contact them, I suspect they are part of Marlin from the way it has been written. It also lists the creditor as BPF.

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nope they are not

 

just powerless doorsteppers

they are NOT BAILIFFS

they have NO SUCH LEGAL POWERS

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hello everybody,

just was going to ask if anybody was assaulted by fields agents of marlin ?

 

They send somebody to me yesterday and

 

when i opened the doors though it was somebody from british gas as he had in hand a bunch of papers with their logo.

 

As i have account with them i confirmed to him that i am the person he is looking for, as i am an account holder,

 

however then he revealed himself and was trying to force me to talk through the phone with marlins office,

while i declined to pass my details through the phone to the lady on second side

 

he became surprised and started almost shouting that i wont be so clever when they will take me to court.

 

I used to send a deed of assignment to some of previous companies but just after first two i've start to ignore them.

 

As i came into forums again to check what is going on in our case i seen some people have been called to court.

 

I presume it is a good moment to send once again request of paperwork.

 

I cant get through all pages of all forums at the minuet as had accident two weeks ago and injured my head what affected my sight,

 

i can use only one eye at the minute (funny thing - i have double visions on second)

and this one which i am using sees blurred and is getting tired pretty fast.

 

So was just going to ask if anybody else was facing those home visits before ?

 

Since Advent collapsed never had them before so it was very surprising and face of guy who firstly seemed to be shocked

and then in anger was almost shouting to me that words actually get me scared a bit about this possibility of court case.

 

Due to accident i had I am not in good phisical, mental nor financial situation (self employment sometimes sucks)

 

to let myself for hours on books, forums and all other papers. :mad2: s

 

o just wanted to ask if i should treat this visit same as just any other not to important letters which all previous companies sent before ?

 

Or it might be some clue which points that they're more interested in my person ?

 

Thanks

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Hello everybody,

just was going to ask if anybody was assaulted by fields agents of marlin ?

 

They send somebody to me yesterday and

 

when i opened the doors though it was somebody from british gas as he had in hand a bunch of papers with their logo.

 

As i have account with them i confirmed to him that i am the person he is looking for, as i am an account holder,

 

however then he revealed himself and was trying to force me to talk through the phone with marlins office,

while i declined to pass my details through the phone to the lady on second side

 

he became surprised and started almost shouting that i wont be so clever when they will take me to court.

 

I used to send a deed of assignment to some of previous companies but just after first two i've start to ignore them.

 

As i came into forums again to check what is going on in our case i seen some people have been called to court.

 

I presume it is a good moment to send once again request of paperwork.

 

I cant get through all pages of all forums at the minuet as had accident two weeks ago and injured my head what affected my sight,

 

i can use only one eye at the minute (funny thing - i have double visions on second)

and this one which i am using sees blurred and is getting tired pretty fast.

 

So was just going to ask if anybody else was facing those home visits before ?

 

Since Advent collapsed never had them before so it was very surprising and face of guy who firstly seemed to be shocked

and then in anger was almost shouting to me that words actually get me scared a bit about this possibility of court case.

 

Due to accident i had I am not in good phisical, mental nor financial situation (self employment sometimes sucks)

 

to let myself for hours on books, forums and all other papers. :mad2: s

 

o just wanted to ask if i should treat this visit same as just any other not to important letters which all previous companies sent before ?

 

Or it might be some clue which points that they're more interested in my person ?

 

Thanks

 

so was this british gas or advent.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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resolve call ARE NOT BAILIFFS AND HAVE NO SUCH LEGAL POWERS.

 

marlin are a debt buyer, usually of lemon [unenforceable debts]

 

so this is nothing to do with British gas?

 

and whats the bit about assault?

by whom?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It certainly did not have anything to do with British gas,

 

however ... from some kind of reason this person was handling a bunch of papers with their logo.

That's why i confirmed when he asked if i am the person which he is looking for.

 

Did not expect anybody from Marlin.

 

assault might be a bit to strong word but imho when somebody does not want to let you go as you are in rush for meeting on front garden of your house,

and do not understand if you repeating constantly that you wont speak by phone with anybody from his office and wont spend any more time on talking with himself

as he is representative of this organization i can treat as assault.

 

Second thing is he even did not show any form of ID or anything else.

 

Even Marlin besides one letter which was stating they owe now my debt did not really prove to me anything.

 

Since BPF passed me to first debt company my details spreaded to whole world i guess as i've started to receive loads of [problem]

(i become a constant winner in hundreds of lotteries, i become owner of huge amount of money to claim from PPI,

i become a happy future owner of numerous credit cards and loans ect.),

 

so those peoples sold my details for sure as i never ever was giving them anywhere where it was not essential.

 

Even when was doing any quotes on for example comparing websites was never putting my real personal data....

 

For me all correspondence same like this guy and whole Marlin is just another spoof company which is trying to find a fool.

 

If i will come to your door and will say that you owe me ten grands without any prove why you supposed to be even bothered about it

(especially if whole world got your details and know you have debt and want to trick you out for money) :/?

 

If somebody is stating not truth to gain financial benefit and does not want to listen your arguments have to be some kind of assault for sure.

Edited by Teo27
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PLEASE

 

add double line spacing

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

This thread is now in "Training & Apprenticeships" forum

 

It is purely an administrative move.

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  • 3 months later...
  • 4 weeks later...
  • 2 months later...
  • 2 months later...

Marlin have set their internal DCA (BDR) on me. Rather telling I think, especially as they are offering me a 40pc discount if I pay now!!

 

Skinnyribs please keep us updated on your situation.

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  • 3 months later...
Can we have a link to this thread please?

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?432525-Marlins-got-CCJ-on-BPF-Training-loan-help!

 

 

skinnyrib claim here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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link is above

post there now please

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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