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Capitol one & Interest issue


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A few months ago after a sucsessfull PPI claim against welcome, i decided i should pay off some debts with the money. I paid off my lloyds visa & my capitol one cards.

The following month i recieved a statement from cap one, asking for £2.65 in interest, i was under the impression that if i paid the balance then no interest would be charged as this was the case with llloyds.

Anyway i thought i had paid it untill yesterday when i got another statement for £14.72, which included a late/failure to pay charge. Now this has really ****ed me off.

Can anyone advise if they have made an error at their end by charging me the interest in the first place.



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Hi Dan


I would write to them asking them to write off the whole amount. See what their response is. The Interest is probably due to the due date of the payment. You probably settled maybe a day late.

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