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    • Hi   I received a NIP for traveling 39mph in a 30 zone (mobile speed camera) in December 2020. As it is my offence, the police sent a letter requesting to know who was driving with three possible outcomes: speed awareness course, 3 points of contest at court. I provided my details and sent the form off.    The police sent me a letter this week asking for confirmation of my insurance... I realised that in October 2020 I removed a private number plate off the vehicle and notified the DVLA and the V5 form but I didn't norify my insurers.    I called the insurance company today and updated my number plate and they said technically I was insured and the vehicle was insured and it depends on how linient the police will be.    I am just concerned as the recent letter states possible prosecution for driving with out insurance with a possible fine and 6 to 8 points.    If they add that to the original 3 I might be given that would be 11 for a first offence.    Has anyone got any experience on this or any advice as I am pretty worried!    Thanks 
    • Tend to agree Hammy, but I think if you have a number of DD's going through every month and the reference/descriptions does not clearly identify what it is for, then many people would not have queried it.   How many people still go through their Bank statements regularly to check every item. ?  I have mobile Banking now and keep an eye on the payments going through, but when I had printed statements sent, i only checked them every few months.   Normally for Insurance refunds in these situation, the Insurers should consider refunds of up to 6 years, if it can be evidenced that the Insurance was of no value.  e.g. the Insurance was for a specific risk which is no longer owned.   The DD was set up over the phone as a variable DD amount and the Insurers should have issued communications about increases to the email or postal address provided for this purpose.  When the DD was set up originally D&G would have had to send confirmation of the DD terms and rights of cancellation etc.  You can try to ask Natwest for a refund under DD scheme, but you may struggle with this.    Ask D&G to look at your refund request again as a complaint and advise that if not settled, you will ask the FOS to review.  D&G would be charged a fee by the FOS if you went that far, so they may try to offer you a refund amount, to avoid this.
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    • I did 3 times and havent received any terms and conditions, im just trying to back up my arguement should it get to court and they produce one, then I can tell well, they 1. Didnt manage to show 1 3 times I asked. 2. they cant even get their dates right on the paperwork so why should this be nay different to this paperwork.
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Court Date for alledged speeding fine!


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Hi all,

 

Out of the blue I have recieved a court summons for an alledged speeding offence back in June, the paperwork was sent to my old address. The car itself I no longer own so naturally I did not have to inform DVLA of a new address.

 

Anyway. I have recieved 3 photos of the back end of my former car (no photo of the driver) and I have been given 3 options. Plead gulity by post, pleady guilty at court, or not guilty.

 

The court date is the 11th so dont have much time as I have only just recieved the letter. Both myself & my partner were insured on the car at the time so I do not honestly know who was driving it over six months ago!

 

Surely they have to prove who was the driver to convict someone? It seems they are taking the approach of its your car so unless you tell me different it is you we are going after.

 

The offense was for doing 35mph....

 

My license is completely clean so far.

 

I would appreciate any help someone can give me on how ro respond.

 

Mav

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Did you notify the dvla of the change of registered keeper or sale of the vehicle at the time?

PUTTING IT IN WRITING & KEEPING COPIES IS A MUST FOR SUCCESS

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Did you notify the dvla of the change of registered keeper or sale of the vehicle at the time?

 

The car was repossessed early July and the DVLA were informed of the change of owner. I moved out roughly the same time and have not recieved anything before this. I cannot say nothing was sent, but I did not recieve it. Naturally I did not inform DVLA of a change of address as I do not own a car anymore.

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Are you sure that the summons is for the alleged speeding or is it in relation to having failed to furnish details of the driver at the time?

 

To me it reads as both. I have to tick whether I pleade gulity or not guilty to each offense. Not providing info ( did not recieve a letter so how can I?) and driving over the limit (might have been me, might have been my partner, we do not honestly know, it was six months ago and we always shared the driving)

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Hi

Its also an offense not to notify the DVLA of a chnage of address to your driving license

 

No it is not.

 

The address you provide to the DVLA only has to be an address at which you can be reached. This can be your parents address, a friend's, or even your pet hampster's (as long as the hampster knows how to let you know their is a letter there for you :) )

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