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Capquest/Abbey/MBNA & Bankruptcy Notice Again.....


waynehowes
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Hi All,

 

Some of you have been helping me with a debt from Capquest, as suggested I asked for a copy of my credit aggreement. Well today I received it, well a tiny part of it (I think), this can be found attached. What I am wondering is, have they sent me the correct information, there just does not seem enough.

 

As well as this I received a copy of my most recent terms and conditions, the thing is these have my new address and not the address which I was at when I took out the agreement, these are on MBNA headed papers.

 

To top it all off they also sent me a copy of someone else's agreement!!!!

 

Thanks in advance!

 

Wayne

aggreement.jpg

aggreement2.jpg

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Hi All,

 

Some of you have been helping me with a debt from Capquest, as suggested I asked for a copy of my credit aggreement. Well today I received it, well a tiny part of it (I think), this can be found attached. What I am wondering is, have they sent me the correct information, there just does not seem enough.

 

As well as this I received a copy of my most recent terms and conditions, the thing is these have my new address and not the address which I was at when I took out the agreement, these are on MBNA headed papers.

 

To top it all off they also sent me a copy of someone else's agreement!!!!

 

Thanks in advance!

 

Wayne

 

Does the other persons agreement clearly identify them - name & address?

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IMO although a little biased, that does not confirm to your request for a number of reasons.

But most importantly if they have sent you someone else's agreement, then you MUST report them to the ICO for such a massive breach of personal data, http://www.ico.gov.uk/complaints.aspx

 

Also inform the other person that you have received their info and that they should make a formal complaint about them to the ICO also.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I'll get a letter off to the other person and put in a complaint.

 

The credit aggrement that I signed does does have and credit limit stated on it, or APR rates. The other document is definitely not from when I signed the agreement, although this does state the credit limit etc.

 

So what do you all think?

 

Thanks

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IMO although a little biased, that does not confirm to your request for a number of reasons.

But most importantly if they have sent you someone else's agreement, then you MUST report them to the ICO for such a massive breach of personal data, http://www.ico.gov.uk/complaints.aspx

 

Also inform the other person that you have received their info and that they should make a formal complaint about them to the ICO also.

 

Stop pinching what I was going to say! :lol: That's why I asked if they were clearly identifiable!

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A CPR request might be in order, but wait until they have begun to threaten you with 'legal' or 'court' action before sending one of those, besides, there is diddly squat going to happen between now and next February, January at the earliest!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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You mention Bankruptcy notice in your title, have they actually threatened this ?

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