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CCJ Tries to be Enforced - But I Still Haven't Had the Credit Agreement I Asked for Under My SAR!


sarahdavenport
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Hello,

 

This post I've moved from the Bailiff & Court section.

 

Arrow Global purchased a delinquent debt from Nationwide going back to 1999, and have worked in conjunction with their letterheads-for-hire lawyers Shoosmiths in bringing about a CCJ against me which was granted last month by Northampton BCC.

 

The CCJ was granted BY DEFAULT because I did not mount a defence at the time, because I was given to understand that the case would be passed to my local court at which time I would then mount my defence (which is a robust one, as Arrow Global have NOT sent me a copy of the original credit agreement, which I have been asking for since the summer).

 

Therefore the CCJ has been awarded to the Claimant Arrow Global, in the absence of any credit agreement (I have a letter from Arrow saying that they will try to find it for me; this letter is dated 23rd November, and the Judgment is dated 5th December!) The debt is for approx. £8,600.

 

Two days ago I sent my Witness Statement (together with my bundle including Exhibits A - T) to Northampton together with my N244 in attempt to set aside the CCJ.

 

Now I get a letter saying that the case has been transferred to Norwich CC for enforcement!

 

Arrow/Shoosmiths are therefore trying to get an Enforcement order on a Judgment which was gained without them ever having shown me the original credit agreement, as I have asked in accordance with my rights under the CCA.

 

So what on earth am I to do now?

 

Thanks in advance - I need help on this one!

 

sarah.

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