Esporta Membership

[Sean W]

Hello,

I have a problem with Esporta. I signed a contract with them in June 2005 and only attended the gym for three months. Each month i paid £63 membership. I then accepted that i had got myself into a mess financially and was un able to keep payments up. I was unbale to use the from September onwards and i kept no contact with them as i was keeping my head in the sand!

About two months ago i recieved a letter from a debt collectors asking for the remianing £591 on the account.

Obviously as i only attended for three months i felt this to be a little harsh. I have contacted them and asked for them to give me a fair settlement fee which they refuse to do. I have made a payment of £100 bringing it to £491. In total i have paid them £289. Not bad fro three months!

I have sent a letter to the head office asking them to write the debt off but just got a standard letter back saying " Tough Luck, we want our money".

I know i signed Terms and conditions agreeing to the contract and its length but i think £780(which is the final combined total) is a bit steep for three months use.

 

Just wondering if there is anybody else out there with a bit of experience in this sort of matter that can offer me any advice.

 

Cheers,

Sean Whittaker

[countrybake]

hi sean try some of the template letters in the debt and baliffs section follow this thread

http://www.consumeractiongroup.co.uk/forum/debt-bailiffs-advice/20758-creditors-dcas-letter-templates.html

and start a thread in this section too they have a lot of knowledge of that sort of thing there

best of luck

[Sean W]

Hey,

 

Firts of all a big thank you to Countrybake for your reply.

 

I had a look at the letters you attcahed to me and used them. To be fair i had just about given up when i offered Esporta a token offer of £100 for full and final settlemant of the account and they accepted. Taking into account the fact that i had already paid £289 plus the latest £100 to them they still did ok out of me. The people who dealt with me did very little other than send standard letters. In my last letter i explained that i was near personal bankrupcy and if they did not accept the offer i would set up a direct debit for £5 per month. They have decided not to take a risk on me and accept. I also offered them a copy of my personal budget sheet which i think helps let them know that you do have money problems and have some sort of organisation or system in place for all bills.

 

Many Thanks

 

Sean W

[Rooster-UK]

Good for you

[countrybake]

thats it get on top of it before it gets on top of you

well sorted

 

sean did you not start your own thread in the debt section their are a lot of experienced people there that know thier stuff with law and they may advise how you could claim something back

[Sean W]

Cheers,

To be honest i am just about finding my feet with the whole site. I will now go and find the debt section.

 

Thanks again.