Tomlin Order - advice needed please.

[underdog13]

To cut a long story short, I am being offered a Tomlin Order to settle a claim, rather than a straight forward Consent Order.

 

I have been warned that Tomlin Orders are not worth the paper they are written on and that the creditor will find any ruse to screw you over and force it back into court, as they have the right to a forthwith judgement by proxy if you sign a Tomlin order and miss a payment, or any other infraction.

 

Would really appreciate people's input on this as I am worried about what I might be signing up to if I do accept it.

[sillygirl1]

The advice you have been given is correct, usually by asking for a Tomlin order the creditor avoids having to face some questioning in court, so depending on the company and solicitors involved depends on whether you should sign... if it is Welcome Finance then don't bother, they are trying to get money by any means at the moment.

[underdog13]

Hi sillygirl, thanks for your reply.

 

It is not welcome finance, it's a high street bank - don't want to say which one because they read these threads.

 

So basically if I sign a Tomlin order I will be playing into their hands and laying my head on the block?

[AndyOrch]

A correctly drafted, water tight Tomlin Order can be, in many respects the next best thing to victory at trial. Check out Dizzy Divas I drafted hers.

 

Regards

 

Andy

[underdog13]

Many thanks, Andy. I'll have a look at Dizzy Divas order.