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Red Debt Collection (Lowell Portfolio)


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Hi folks just had a disagreement with everyones 'favourite' debt collectors. Red DCS.

 

No issues with the debt etc and I have added it onto my DMP with CCCS but when I called them today, the woman said she had just done a Credit Search on me so she could see my outgoings etc.

 

Am I wrong in thinking that they have to get your permission to do a Credit Search? If so .... I didnt give them permission. I thought that was the whole reason when you apply for credit you have to get read a 'credit script'.

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All it will tell them on your CRF is what other, if any, credit you have with other companies, I do agree however that this approach by some very disreputable companies who purport to be in a position to be able to carry out unauthorised searches of peoples personal credit files, needs to be tightened right up!

You should make a formal complaint to the CRA's about allowing a company access to your files without your express permission, and you fully intend informing the ICO of this breach of peoples information.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Red do like collecting on stat barred debts !!

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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